63 Ollis Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 63 Ollis Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,496 sqft · built 1942
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Jul 2019)
Tax Bill	$857 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0890-09-06-1800`

Property Details

APN / Parcel Number

Primary APN	`0890-09-06-1800`
Alternative APN	`555782339`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Wood
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	555782339
Street Address	63 OLLIS RD
City	SPRUCE PINE
State	NC
Zip	28777-8455
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1029
Census Tract	950300

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	63 OLLIS RD, SPRUCE PINE, NC 28777-8455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK
Jul 17, 2019	Warranty Deed, Transfer · ARM HIGHLANDS UNION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	20191267
Deed Book / Page	603 / 836
Last Transfer Date	Apr 18, 2023
Transfer Doc	000656/510
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Apr 18, 2023
Property Address	63 OLLIS RD, SPRUCE PINE, NC 28777-8455
Document Number	000656/510
Book / Page	656 / 510
Instrument Date	Apr 18, 2023
Instrument	2023000797
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 OLLIS RD, SPRUCE PINE, NC 28777-8455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 OLLIS RD, SPRUCE PINE, NC 28777-8455

Mortgage

Document Number	000656/513
Date	Apr 18, 2023
Book Page	656/513
Instrument	2023000798

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BLUEFIELD, VA 24605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 13, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jul 17, 2019
Property Address	63 OLLIS RD, SPRUCE PINE, NC 28777-8455
Document Number	000603/836
Book / Page	603 / 836
Instrument Date	Jul 17, 2019
Instrument	2019001267
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 OLLIS 12 D, 12D, SPRUCE PINE, NC 28777

Mortgage

Document Number	2019001268
Date	Jul 17, 2019
Instrument	2019001268

Lender

Name	HIGHLANDS UNION BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2029
Min Rate At Change	4.25%
Max Rate At Change	9.25%
Index	Other
Margin	2
Max Rate	9.25%

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$857.00	$153,100 (-) Land $11,500 Building $141,600
2025	$857.00	$153,100 (-) Land $11,500 Building $141,600
2023	$857.00	$153,100 Land $11,500 Building $141,600	$153,100 Land $11,500 Building $141,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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