63 Oak St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 63 Oak St, Troy, NY 12180

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,578 sqft · built 1890
Lot Size1.53 acres (66,647 sqft)
OwnerIndividual Name on Record
Last Sale$15,000 (Oct 2019)
Tax Bill$6,021 (2026)
Deeds & MortgagesSep 2022 Mortgage
May 2022 Refinance
+ 2 more
APN381700 112.45-11-8

Property Details

APN / Parcel Number

Primary APN381700 112.45-11-8
Alternative APN
  • 1203760

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories1 Story
Building Area1,578 sqft Living Area
1st Floor Area1,578 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area66,647 sqft (1.53 acres)
Lot Width36 ft Width
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area112 sqft
Patio Area288 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1203760
Street Address63 OAK ST
CityTROY
StateNY
Zip12180-5637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTF
Legal Description1.5 STY FR HSE & 2C GAR 9-08/LOTS 60-67 INCL
Legal Block11
Legal Lot Number8.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group1
Census Block1007
Census Tract41000

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address63 OAK ST, TROY, NY 12180-5637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Warranty Deed, Transfer · ARM
BROADVIEW FEDERAL CREDIT UNION
May 9, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
STATE EMPLOYEES FCU
Oct 21, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 20, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2019 · Amount on Record
Deed SaleOct 21, 2019 · Amount on Record
Prior SaleDec 4, 1995 · Amount on Record
Deed Document Number20192019-559038
Deed Book / Page8980 / 345
Last Transfer DateAug 8, 2022
Transfer Doc0101700119
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateSep 1, 2022
Property Address63 OAK ST, TROY, NY 12180-5637
Document Number0101700119
Book / Page10170 / 119
Instrument DateAug 8, 2022
Instrument2022-616319
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 OAK ST, TROY, NY 12180-5637

Mortgage

Document Number0101700123
DateSep 1, 2022
Book Page10170/123
Instrument2022-616320
Lender
NameBROADVIEW FEDERAL CREDIT UNION
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateSep 1, 2032
IndexOther

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address63 OAK ST, TROY, NY 12180-5637
Transaction TypeMortgage
Record UpdatedMay 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100520251
DateMay 9, 2022
Book Page10052/251
Instrument2022-610686
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJun 1, 2047

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRENSSELAER NY
Recording DateOct 21, 2019
Property Address63 OAK ST, TROY, NY 12180-5637
Document Number0000559038
Book / Page008980 / 000345
Instrument DateOct 18, 2019
Instrument559038
Transaction TypeTransfer
Record UpdatedNov 14, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40 SPRINGWOOD MNR TROY NY 121805929, TROY, NY 12180-5929

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRENSSELAER NY
Recording DateJun 20, 2019
Property Address63 OAK ST, TROY, NY 12180-5637
Document Number0000552867
Book / Page008861 / 000167
Instrument DateJun 20, 2019
Instrument552867
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,021.00 (-18.57%)
2025$7,394.00 (+2.31%)$158,000 (-) Land $50,500 Building $107,500$270,500 (+19.85%) Land $86,457 Building $184,043
2023$158,000 (-) Land $50,500 Building $107,500$225,700 (+8.56%) Land $72,138 Building $153,562
2022$7,227.00$158,000 Land $50,500 Building $107,500$207,895 Land $66,447 Building $141,448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

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