Harford County property record for 63 Neptune Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Split Foyer |
| Year Built | Built 1975 |
| Square Footage | 996 sqft Total Area |
| Lot Size | 8,050 sqft (0.185 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2022) |
| Tax Bill | $2,943.00 (2025) |
| Primary APN | 01-146742 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 996 sqft Total Area |
| Basement Area | 750 sqft Basement |
| Finished Basement | 750 sqft Finished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,050 sqft (0.185 acres) |
| Depth X Width | 115 ft x 70 ft Depth x Width |
| Deck Area | 54 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 146742 |
|---|---|
| Street Address | 63 NEPTUNE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4538 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 24 70/70X115 63 NEPTUNE DRIVE RUMSEY ISL PT 28/21 |
| Legal Subdivision | RUMSEY ISLAND |
| Legal Block | 89 |
| Legal Lot Number | 24,63 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-146742
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 63 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 10, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WELLS FARGO BANK NA |
| Jan 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Feb 15, 2022 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage BANK OF ENGLAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on Record |
| Deed Sale | Feb 15, 2022 · Amount on Record |
| Prior Sale | Apr 16, 2009 · Amount on Record |
| Deed Book / Page | 15367 / 434 |
| Transfer Doc | 0051080469 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 63 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0140980419 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 14098/419 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 256 Months |
| Due | Jan 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 63 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | DEFINITIVE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0143790301 |
|---|---|
| Date | Jan 05, 2021 |
| Book Page | 14379/301 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 15, 2022 |
| Property Address | 63 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Document Number | 0153670434 |
| Book / Page | 15367 / 434 |
| Map Reference | MB HDC28 FO 21 |
| Instrument Date | Dec 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | CERTIFIED TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 63 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Document Number | 0015367442 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 15367/442 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2052 |
| Document Number | 0153670461 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 15367/461 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 01, 2032 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,900 (+4.89%) | $311,800 (-) Land $81,900 Building $229,900 | |
| 2025 | $2,943.00 (+19.88%) | $284,000 (+14.65%) | $311,800 (+15.44%) Land $81,900 Building $229,900 |
| 2023 | $247,700 | $270,100 Land $81,900 Building $188,200 | |
| 2022 | $2,455.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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