63 Monarch St, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 63 Monarch St, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,124 sqft · built 2002
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on Record
Last Sale	$405,000 (Jul 2018)
Tax Bill	$6,735 (2026)
Deeds & Mortgages	Oct 2023 Transfer Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K08765`

Property Details

APN / Parcel Number

Primary APN	`K08765`
Alternative APNs	`LOWE M:65 B:4130 L:63` `M:000065 T:K08765`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,124 sqft Living Area
Gross Area	3,126 sqft
1st Floor Area	904 sqft
Basement Area	904 sqft
Unfinished Basement	904 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	K08765
Street Address	63 MONARCH ST
City	LOWELL
State	MA
Zip	01854-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Subdivision	PAWTUCKETVILLE ESTATES
Legal Block	4130
Legal Lot Number	63
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2000
Census Tract	310601

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	63 MONARCH ST, LOWELL, MA 01854-1416
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU
Jul 23, 2018	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Sep 23, 2010 · Amount on Record
Deed Book / Page	32263 / 121
Last Transfer Date	Oct 20, 2023
Transfer Doc	0038150-50
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 27, 2023
Property Address	63 MONARCH ST, LOWELL, MA 01854-1416
Document Number	0038150-50
Book / Page	38150 / 50
Instrument Date	Oct 20, 2023
Instrument	31960
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 MONARCH ST, LOWELL, MA 01854-1416

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	63 MONARCH ST, LOWELL, MA 01854-1416
Document Number	33424-259
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 MONARCH ST LOWELL MA 018541416, LOWELL, MA 01854-1416

Mortgage

Document Number	33424-259
Date	Oct 7, 2019
Book Page	033424/000259
Instrument	43482

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 23, 2018
Property Address	63 MONARCH ST, LOWELL, MA 01854-1416
Document Number	32263-121
Book / Page	032263 / 000121
Instrument Date	Jul 23, 2018
Instrument	31268
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,846.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	63 MONARCH ST LOWELL MA 018541416, LOWELL, MA 01854-1416

Mortgage

Document Number	32263-123
Date	Jul 23, 2018
Book Page	032263/000123
Instrument	31269

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,735.00 (+8.04%)	$593,400 (+9.28%) Land $167,600 Building $425,800	$621,266 (+4.18%)
2025	$6,234.00 (-1.8%)	$543,000 (+1.88%) Land $156,600 Building $386,400	$596,315 (+4.15%)
2024	$6,348.00 (+5.54%)	$533,000 (+10.06%) Land $146,400 Building $386,600	$572,565
2023	$6,015.00	$484,300 Land $127,300 Building $357,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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