63 McBercloth Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 63 McBercloth Rd, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,432 sqft · built 1962
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Tax Bill	$1,179 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-01-11-0-002-562.000`

Property Details

APN / Parcel Number

Primary APN	`06-01-11-0-002-562.000`
Alternative APN	`162520`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)

Exterior Amenities

Porch	Slab
Porch Area	328 sqft
Deck Area	144 sqft
Patio Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	63 MCBERCLOTH RD
City	ECLECTIC
State	AL
Zip	36024-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT L-562 LITTLE KOWALIGA CREEK #1 PB 9 PG 53B
Legal Range	20E
Legal Township	20N
Legal Section	11
Legal Subdivision	LITTLE KOWALIGA CREEK
Legal Lot Number	L-562
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2047
Census Tract	30300

Owner

63 McBercloth Rd is owned and occupied by an individual.

Source: Elmore County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	63 MCBERCLOTH RD, ECLECTIC, AL 36024-3028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Recording Date	Jun 15, 2026
Property Address	63 MCBERCLOTH RD, ECLECTIC, AL 36024-3028
Document Number	0000709761
Book / Page	2026 / 36670
Instrument Date	Jun 8, 2026
Instrument	2026709761
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 MCBERCLOTH RD, ECLECTIC, AL 36024-3028

Mortgage

Document Number	0000709761,
Date	Jun 15, 2026
Book Page	2026/36670
Instrument	2026709761

Lender

Name	MAX CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 63 McBercloth Rd was $1,179 with exemptions applied, up 7.2% from the year before.

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,179.00 (+7.18%) Homeowner's exemption Senior Citizen's exemption
2025	$1,100.00 (+7.32%) Homeowner's exemption Senior Citizen's exemption	$61,760 (+7%)	$726,010 (+25.8%) Land $302,330 Building $423,680
2024	$1,025.00 Homeowner's exemption Senior Citizen's exemption	$57,720 (+0.02%)	$577,110 (-) Land $302,330 Building $274,780
2023	$1,025.00 (+29.58%)	$57,711 (+28.12%) Land $30,233 Building $27,478	$577,110 (+28.12%) Land $302,330 Building $274,780
2022	$791.00	$45,045 Land $29,352 Building $15,693	$450,450 Land $293,520 Building $156,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 63 McBercloth Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 63 McBercloth Rd is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	10,000 / 10,000
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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