Essex County and Andover Town property record for 63 Lucerne Dr, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,916 sqft · built 1957 |
| Lot Size | 0.497 acres (21,649 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $700,000 (Aug 2020) |
| Tax Bill | $10,562 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit Aug 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00021 B:00156 L:00000 |
| Primary APN | ANDO M:00021 B:00156 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,916 sqft Living Area |
| Gross Area | 4,604 sqft |
| Basement Area | 1,916 sqft |
| Unfinished Basement | 1,916 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,649 sqft (0.497 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 63 LUCERNE DR |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | PINE ACRES SEC 04 |
| Legal Block | 156 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 254200 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 63 LUCERNE DR, ANDOVER, MA 01810-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 26, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 8, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Apr 17, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on Record |
| Deed Sale | Aug 26, 2020 · Amount on Record |
| Prior Sale | Dec 8, 2009 · Amount on Record |
| Deed Document Number | 202022284 |
| Deed Book / Page | 16462 / 27 |
| Prior Transfer Date | Aug 20, 2020 |
| Prior Transfer Doc | 16462-27 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 63 LUCERNE DR, ANDOVER, MA 01810-1719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15517-55 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 15517/55 |
| Instrument | 14024 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Aug 26, 2020 |
| Property Address | 63 LUCERNE DR, ANDOVER, MA 01810-1719 |
| Document Number | 16462-27 |
| Book / Page | 016462 / 000027 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 22284 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,192.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 252 ARLINGTON ST MEDFORD MA 021553548, MEDFORD, MA 02155-3548 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 63 LUCERNE DR, ANDOVER, MA 01810-1719 |
| Document Number | 16326-158 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 63 LUCERNE DR ANDOVER MA 018101719, ANDOVER, MA 01810-1719 |
| Document Number | 16326-158 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 016326/000158 |
| Instrument | 12621 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 63 LUCERNE DR, ANDOVER, MA 01810-1719 |
| Document Number | 15826-152 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 63 LUCERNE DR ANDOVER MA 018101719, ANDOVER, MA 01810-1719 |
| Document Number | 15826-152 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 015826/000152 |
| Instrument | 8907 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,562.00 (+2.59%) | $845,600 (+5.79%) Land $480,800 Building $364,800 | $899,270 |
| 2024 | $10,295.00 (+4.55%) | $799,300 (+10.88%) Land $431,600 Building $367,700 | |
| 2023 | $9,847.00 | $720,900 Land $388,700 Building $332,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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