63 Knox Rd, Manchester, KY 40962 Property Records

Clay County property record for 63 Knox Rd, Manchester, KY 40962

Property Summary

Property Type	Single Family Home
Details	1,120 sqft
Lot Size	2.16 acres (94,220 sqft)
Owner	Individual Name on File
Last Sale	$8,000 (Nov 2019)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Nov 2019 Sale & Construction Loan Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`116-00-00-044.01`

Property Details

APN / Parcel Number

Primary APN	`116-00-00-044.01`
Alternative APNs	`122695` `11435`

Interior

Building Area	1,120 sqft Living Area

Exterior

Roof Material	Composition Shingle
Lot Area	94,220 sqft (2.16 acres)
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	11435
Street Address	63 KNOX RD
City	MANCHESTER
State	KY
Zip	40962-5719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.163 ACRES & HOUSE
Jurisdiction	CLAY KY
Township / Civil Division	BIG CREEK
Census Block Group	3
Census Block	3037
Census Tract	950400

Owner

63 Knox Rd is owned and occupied by an individual who bought it in November 2019.

Source: Clay County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	63 KNOX RD, MANCHESTER, KY 40962-5719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Deed, Construction Loan · Construction Mortgage COMMUNITY TRUST BANK INC
Feb 13, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Feb 13, 2019
Deed Document Number	0000329305
Deed Book / Page	329 / 305
Record Updated	Jun 8, 2026

November 2019: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CLAY KY
Recording Date	Nov 27, 2019
Property Address	63 KNOX RD, MANCHESTER, KY 40962-5719
Document Number	DEED329/305
Book / Page	DEED 329 / 305
Instrument Date	Sep 25, 2019
Instrument	166728
Transaction Type	Construction Loan
Record Updated	Jun 28, 2021
Title Company	ACCURATE EQUITY GROUP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 HIGHWAY 149, 470, MANCHESTER, KY 40962-5900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 KNOX RD, MANCHESTER, KY 40962-5719

Mortgage

Document Number	166729
Date	Nov 27, 2019
Instrument	166729

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	371 Months
Due	Oct 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 29, 2023
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.25%
Index	3-Year CMT
Max Rate	9.25%

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY KY
Recording Date	Feb 13, 2019
Property Address	63 KNOX RD, MANCHESTER, KY 40962-5719
Document Number	DEED326/280
Book / Page	DEED 326 / 280
Instrument Date	Feb 13, 2019
Instrument	164691
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 HIGHWAY 149, 470, MANCHESTER, KY 40962-5900

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	63 KNOX RD, MANCHESTER, KY 40962-5719

Tax Assessment & Valuation

The 2025 property tax bill for 63 Knox Rd was $1,714.

Source: Clay County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,714.00	$143,600	$143,600
2023	$229.00	$19,200	$19,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 63 Knox Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1989–2025)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 2 claims Severe Storms, Mudslides & Flooding, Oct 1989 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 63 Knox Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 88% of Kentucky
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 11,349 people · EPA ID KY0260737
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Knox Rd

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