Mitchell County property record for 63 Kaywillia Ln, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1962 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Feb 2018) |
| Tax Bill | $2,036 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0798-00-27-7571 |
| Primary APN | 0798-00-27-7571 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Wood |
| Lot Area | 85,813 sqft (1.97 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 555781427 |
|---|---|
| Street Address | 63 KAYWILLIA LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF 1111 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 950400 |
63 Kaywillia Ln is owned and occupied by an individual who bought it in February 2018.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 63 KAYWILLIA LN, SPRUCE PINE, NC 28777-6315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 16, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2018 · Amount on File |
| Deed Sale | Feb 16, 2018 · Amount on File |
| Deed Document Number | 2018265 |
| Deed Book / Page | 588 / 414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 63 KAYWILLIA LN, SPRUCE PINE, NC 28777-6315 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 000638/103 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 638/103 |
| Instrument | 2021002982 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Feb 16, 2018 |
| Property Address | 63 KAYWILLIA LN, SPRUCE PINE, NC 28777-6315 |
| Document Number | 588/414 |
| Book / Page | 588 / 414 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 2018000265 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 63 KAYWILLIA LN, 63, SPRUCE PINE, NC 28777-6315 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 63 KAYWILLIA LN, SPRUCE PINE, NC 28777-6315 |
| Investor | Possibly a Property Investor |
| Document Number | 588/416 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 588/416 |
| Instrument | 2018000266 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
The 2026 property tax bill for 63 Kaywillia Ln was $2,036, up 3.4% from the year before.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,036.00 (+3.35%) | $317,800 (+3.32%) Land $53,200 Building $264,600 | |
| 2025 | $1,970.00 | $307,600 Land $53,200 Building $254,400 | |
| 2023 | $2,004.00 | $317,800 Land $53,200 Building $264,600 | $317,800 Land $53,200 Building $264,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 63 Kaywillia Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 63 Kaywillia Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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