Home South Carolina Beaufort County Bluffton Hearth St
63 Hearth St, Bluffton, SC 29910 Property Records
Beaufort County property record for 63 Hearth St, Bluffton, SC 29910
Property Summary
Property Type Single Family Home Details 4 bd · 8 ba · 4,158 sqft · built 2021 Lot Size 0.375 acres (16,335 sqft) Owner Trust Name on File Last Sale $382,500 (Dec 2018) Tax Bill $10,385 (2025) Deeds & Mortgages Jul 2020 Construction Loan Apr 2021 Mortgage + 8 more Flood Zone Zone X (minimal risk)APN R61404700000570000
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Property Details APN / Parcel Number
Primary APN R61404700000570000 Alternative APN
Interior
Bedrooms 4 Beds Full Baths 8 Baths Half Baths 4 Half Baths Total Rooms 7 Rooms Stories 2 Stories Building Area 4,158 sqft Living Area Fireplace Fireplace
Exterior
Year Built Built 2021 Construction Type Wood Roof Type Gable Roof Material Metal Lot Area 16,335 sqft (0.375 acres)
Utilities, Heating & Cooling Heating System Forced Air Heating Fuel Gas
Location & Zoning Account Number 13207435 Old Parcel Number R61404700000570000 Street Address 63 HEARTH ST City BLUFFTON State SC Zip 29910-8379 Property Category Residential Property Type Residential > Single Family > Home Local Zoning Code 6106 Legal Description LOT 292 PB150 PG80 FKA REVISED LOT 292 PALMETTO BLUFF VILLAGE BLK G2 PB113 P105~ Legal Subdivision PALMETTO BLUFF S/D Legal Block G2 Legal Lot Number 292 Jurisdiction BEAUFORT SC Township / Civil Division BLUFFTON Census Block Group 1 Census Block 1165 Census Tract 2102
Owner
63 Hearth St is owner-occupied and held in a trust since July 2020.
Source: Beaufort County records, as of March 11, 2026
Owner of Record Trust Name on File Co-owner Co-owner on File Mailing Address 63 HEARTH ST, BLUFFTON, SC 29910-8379 Occupancy Owner Occupied Owner Type Individual Vesting Trust
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial .
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Deeds, Mortgages & Sale History
Date Document Jul 6, 2020 Deed of Trust, Mortgage · Construction Mortgage GEORGE MASON MORTGAGE LLC Apr 30, 2021 Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC Jul 6, 2020 Quit Claim Deed, Transfer ATTORNEY ONLY Jul 2, 2020 Quit Claim Deed, Transfer ATTORNEY ONLY Dec 21, 2018 Grant Deed, Transfer ATTORNEY ONLY Aug 29, 2018 Warranty Deed, Transfer ATTORNEY ONLY Jun 1, 2018 Loan Modification, Mortgage NOT AVAILABLE Mar 1, 2018 Loan Modification, Mortgage BANK OF SPRINGFIELD Dec 26, 2017 Loan Modification, Mortgage Mar 3, 2017 Grant Deed, Transfer · Line of Credit BANK OF SPRINGFIELD
Assessor's Deed Record
Deed Names 2 Names on Deed Last Sale Dec 21, 2018 · Amount on File Deed Sale Dec 21, 2018 · Amount on File Prior Sale Jul 2, 2020 Deed Document Number 0000068318 Deed Book / Page 003723 / 002548 Last Transfer Date Jul 6, 2020 Transfer Doc 0000035246 Record Updated Jun 8, 2026
July 2020: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction BEAUFORT SC Property Address 63 HEARTH ST, BLUFFTON, SC 29910-8379 Transaction Type Mortgage Record Updated Feb 22, 2022
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0000035581 Date Jul 6, 2020 Book Page 3881/1147 Instrument 2020035581
Lender
Name GEORGE MASON MORTGAGE LLC Type Mortgage Company Address FAIRFAX, VA 22030
Agreement
Type Construction Mortgage Amount Amount on Record Term 372 Months Due Jul 1, 2051
Interest
Rate Type Adjustable Rate Rate 3.75% Type Change Date Jul 1, 2027 Change Frequency Annually Min Rate At Change 3% Max Rate At Change 5.75% Index 1-Year CMT Margin 3 Max Rate 9.75%
April 2021: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction BEAUFORT SC Property Address 63 HEARTH ST, BLUFFTON, SC 29910-8379 Transaction Type Mortgage Record Updated Feb 22, 2022
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0000031525 Date Apr 30, 2021 Book Page 4005/1749 Instrument 2021031525
Lender
Name GEORGE MASON MORTGAGE LLC Type Mortgage Company Address FAIRFAX, VA 22030
Agreement
Type Conventional Mortgage Amount Amount on Record Term 361 Months Due May 1, 2051
Interest
Rate Type Adjustable Rate Rate 3.37% Type Change Date May 1, 2031 Change Frequency Annually Min Rate At Change 3% Max Rate At Change 5.37% Index 1-Year CMT Margin 3 Max Rate 9.37%
July 2020: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction BEAUFORT SC Recording Date Jul 6, 2020 Property Address 63 HEARTH ST, BLUFFTON, SC 29910-8379 Document Number 0000035246 Book / Page 003880 / 002764 Instrument Date Jun 25, 2020 Instrument 35246 Transaction Type Transfer Record Updated Sep 3, 2020 Title Company ATTORNEY ONLY
Transaction
Tax $0.00 Additional Quitclaim Intrafamily Transfer
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Personal Trust Address 63 HEARTH ST BLUFFTON SC 299108379, BLUFFTON, SC 29910-8379
July 2020: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction BEAUFORT SC Recording Date Jul 2, 2020 Property Address 63 HEARTH ST, BLUFFTON, SC 29910-8379 Document Number 0000034928 Book / Page 003880 / 001054 Instrument Date Jun 24, 2020 Instrument 34928 Transaction Type Transfer Record Updated Aug 27, 2020 Title Company ATTORNEY ONLY
Transaction
Tax $0.00 Additional Quitclaim Intrafamily Transfer
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Personal Trust Address 63 HEARTH ST BLUFFTON SC 299108379, BLUFFTON, SC 29910-8379
December 2018: Grant Deed, Transfer Document Type Grant Deed Jurisdiction BEAUFORT SC Recording Date Dec 21, 2018 Property Address 63 HEARTH ST, BLUFFTON, SC 29910-8379 Document Number 0000068318 Book / Page 003723 / 002548 Instrument Date Dec 11, 2018 Instrument 68318 Transaction Type Transfer Record Updated Jan 9, 2019 Title Company ATTORNEY ONLY
Transaction
Amount Amount on Record Tax $1,415.25 Amount Accuracy Confirmed Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Personal Trust Address 1 FRANKLIN ST #3107 BOSTON MA 021101195, 3107, BOSTON, MA 02110-1195
August 2018: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction BEAUFORT SC Recording Date Aug 29, 2018 Property Address 63 HEARTH ST, BLUFFTON, SC 29910-8379 Document Number 0000047295 Book / Page 003696 / 000254 Instrument Date Aug 20, 2018 Instrument 47295 Transaction Type Transfer Record Updated Jan 15, 2019 Title Company ATTORNEY ONLY
Transaction
Amount Amount on Record Tax $2,497.50 Amount Accuracy Confirmed Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Company Address 19 VILLAGE PARK SQ BLUFFTON SC 299108331, BLUFFTON, SC 29910-8331
June 2018: Loan Modification, Mortgage Document Type Loan Modification Jurisdiction BEAUFORT SC Property Address 63 HEARTH ST, BLUFFTON, SC 29910-8379 Document Number 0000033170 Instrument Date Jun 1, 2018 Transaction Type Mortgage Record Updated Dec 16, 2020 Title Company NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Husband and Wife Address 63 HEARTH ST BLUFFTON SC 29910, BLUFFTON, SC 29910
March 2018: Loan Modification, Mortgage Document Type Loan Modification Jurisdiction BEAUFORT SC Property Address 63 HEARTH ST, BLUFFTON, SC 29910-8379 Document Number 0000012210 Instrument Date Mar 1, 2018 Transaction Type Mortgage Record Updated Mar 19, 2018
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Husband and Wife Address 63 HEARTH ST BLUFFTON SC 29910, BLUFFTON, SC 29910
Mortgage
Document Number 0000012210 Date Mar 8, 2018 Book Page 003649/002630 Instrument 12210
Lender
Name BANK OF SPRINGFIELD Type Bank Address SPRINGFIELD, IL 62794-9301
Agreement
Term 12 Months Due Mar 7, 2019
December 2017: Loan Modification, Mortgage Document Type Loan Modification Jurisdiction BEAUFORT SC Property Address 63 HEARTH ST, BLUFFTON, SC 29910-8379 Document Number 0000000312 Book / Page 003634 / 001323 Instrument Date Dec 26, 2017 Transaction Type Mortgage Record Updated Jan 16, 2018
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Husband and Wife Address 63 HEARTH ST BLUFFTON SC 29910, BLUFFTON, SC 29910
March 2017: Grant Deed, Transfer Document Type Grant Deed Jurisdiction BEAUFORT SC Recording Date Mar 3, 2017 Property Address 63 HEARTH ST, BLUFFTON, SC 29910-8379 Document Number 0000010778 Book / Page 003556 / 000981 Instrument Date Jan 27, 2017 Instrument 10778 Transaction Type Transfer Record Updated Mar 20, 2017 Title Company ATTORNEY ONLY
Transaction
Amount Amount on Record Tax $1,239.50 Amount Accuracy Confirmed Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Joint Tenants with Right of Survivorship Address 105 W VANDALIA ST #475A EDWARDSVILLE IL 620251972, 475A, EDWARDSVILLE, IL 62025-1972
Mortgage
Document Number 10779 Date Mar 3, 2017 Book Page 003556/000985 Instrument 10779
Lender
Name BANK OF SPRINGFIELD Type Bank Address SPRINGFIELD, IL 62794-9301
Agreement
Type Line of Credit Amount Amount on Record Term 12 Months Due Mar 2, 2018
Interest
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Tax Assessment & Valuation
The 2025 property tax bill for 63 Hearth St was $10,385, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
Property Jurisdictions
Type Name State South Carolina County Beaufort County Municipality Bluffton Town Unified School District Beaufort County School District (PK - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2025 $10,385.00 (-0.06%) $66,620 (-41.53%) 2024 $10,391.00 $113,940 (-) Land $31,000 Building $82,940 $2,848,500 (-) Land $775,000 Building $2,073,500 2023 $10,391.00 (+9.17%) $113,940 (+96.69%) Land $31,000 Building $82,940 $2,848,500 (+96.69%) Land $775,000 Building $2,073,500 2022 $9,518.00 Homeowner's exemption $57,928 Land $15,320 Building $42,608 $1,448,200 Land $383,000 Building $1,065,200
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
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Tax and assessment analysis, valuation & comps, ownership context, and lien insights — all in one PDF. See a sample report →
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Flood
FEMA maps place 63 Hearth St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Flood Insurance Requirement Not requiredlenders may require it Flood Insurance Cost Premium on File median of 666 policies Community Rating System Class 5 (25% premium discount) Nearby Flood Policies 666 in force Nearby Flood Claims 13 (1991–2021) Claims Outside the SFHA 7 of 13 Most Recent Claim Jun 2021 · rainfall accumulation Claims by Event Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 63 Hearth St is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Moderateabove 69% of the US · above 90% of South Carolina Wildfire Likelihood 0.2% annual chance Exposure Directburnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System BJW&SAserves 164,829 people · EPA ID SC0720003 Water Source Surface water Last State Inspection Apr 2025 Lead Under 1 ppb (2022–2024)action level 15 ppb
Violations Reported to EPA
Water Quality Haloacetic acidsresolved · Oct 2023 Treatment and Procedure Nonelast 10 years Monitoring and Reporting Nonelast 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) SparklightFiber 1,000 / 1,000
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