63 Harding Ave, Yonkers, NY 10704 Property Records

Westchester County and Yonkers City property record for 63 Harding Ave, Yonkers, NY 10704

Property Summary

Property Type	Residential
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Apr 2005)
Tax Bill	$344 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551800 6.-6227-24`

Property Details

APN / Parcel Number

Primary APN	`551800 6.-6227-24`
Alternative APNs	`180000600062270240000000` `000000*6227`

Exterior

Lot Area	1,742 sqft (0.04 acres)
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000000*6227
Street Address	63 HARDING AVE
City	YONKERS
State	NY
Zip	10704
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	T
Legal Block	6227
Legal Lot Number	24.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YONKERS
Census Block Group	3
Census Block	3009
Census Tract	1503

Owner

63 Harding Ave, a residential property, is owned by an individual who bought it in April 2005.

Source: Westchester County and Yonkers City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	65 HARDING AVE, YONKERS, NY 10704-3543
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LUXURY MORTGAGE CORP
Dec 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LUXURY MORTGAGE CORP
Jun 19, 2018	Grant Deed, Transfer FIRST CHOICE TITLE AGENCY
Jun 8, 2017	Deed of Trust, Mortgage · Conventional with PMI AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2005 · Amount on File
Deed Sale	Apr 6, 2005 · Amount on File
Deed Document Number	2005450400565
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	63 HARDING AVE, YONKERS, NY 10704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST CHOICE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0593383148
Date	Dec 6, 2019
Instrument	593383148

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company
Address	STAMFORD, CT 06901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	63 HARDING AVE, YONKERS, NY 10704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST CHOICE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0593383164
Date	Dec 6, 2019
Instrument	593383164

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company
Address	STAMFORD, CT 06901

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 19, 2018
Property Address	63 HARDING AVE, YONKERS, NY 10704
Document Number	0581523464
Book / Page	058152 / 003464
Instrument Date	Jun 7, 2018
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	FIRST CHOICE TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$2,480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 WOODBINE ST YONKERS NY 107043608, YONKERS, NY 10704-3608

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	63 HARDING AVE, YONKERS, NY 10704
Document Number	0571723453
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	ENTITLE INSURANCE COMPANY, ENTITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 HARDING AVE YONKERS NY 107043543, YONKERS, NY 10704-3543

Mortgage

Document Number	0571723453
Date	Jul 10, 2017
Book Page	057172/003453

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 9, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 63 Harding Ave was $344, down 84.1% from the year before.

Source: Westchester County and Yonkers City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Yonkers City
Unified School District	Yonkers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$344.00 (-84.13%)
2025	$2,168.00	$1,900 (-) Land $1,700 Building $200	$110,465 (+3.49%) Land $98,837 Building $11,628
2024		$1,900 (-) Land $1,700 Building $200	$106,742 (+0.56%) Land $95,506 Building $11,236
2023		$1,900 Land $1,700 Building $200	$106,145 Land $94,972 Building $11,173
2020	$1,931.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 63 Harding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 63 Harding Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YONKERS CITY serves 211,569 people · EPA ID NY5903465
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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