63 Gum Tree Ct, Covington, GA 30016 Property Records

Newton County property record for 63 Gum Tree Ct, Covington, GA 30016

Property Summary

Property Type	Duplex
Details	4 ba · 2,288 sqft · built 1997
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00120-00000-089-000`

Property Details

APN / Parcel Number

Primary APN	`00120-00000-089-000`
Alternative APNs	`0012 089` `3310`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,288 sqft Heated Area
1st Floor Area	1,144 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Duplex Single
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3310
Street Address	63 GUM TREE CT
City	COVINGTON
State	GA
Zip	30016-1843
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	LT 26A GUM TREE
Legal Subdivision	GUM TREE
Legal Lot Number	26A
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3020
Census Tract	100504

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 840, OXFORD, GA 30054-0840
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING
Mar 28, 2022	Warranty Deed, Transfer
Feb 11, 2022	Warranty Deed, Subdivision Related Transfer
Jan 23, 2019	Grant Deed, Transfer · Conventional Mortgage LIMA ONE CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022
Deed Sale	Apr 19, 2022
Prior Sale	Feb 15, 2022
Deed Document Number	20222099
Deed Book / Page	4376 / 167
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	63 GUM TREE CT, COVINGTON, GA 30016-1843
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 GUM TREE CT, COVINGTON, GA 30016-1843

Mortgage

Document Number	0043430000000762
Date	Feb 15, 2022
Book Page	0000004343/0000000762
Instrument	002810

Lender

Name	ROYAL PACIFIC FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2062

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 28, 2022
Property Address	63 GUM TREE CT, COVINGTON, GA 30016-1843
Document Number	0043760167
Book / Page	4376 / 167
Instrument Date	Mar 28, 2022
Instrument	2022-002099
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 BROOKWOOD PL, OXFORD, GA 30054

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 11, 2022
Property Address	63 GUM TREE CT, COVINGTON, GA 30016-1843
Document Number	0043430759
Book / Page	4343 / 759
Instrument Date	Feb 11, 2022
Instrument	2022-000804
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 BROOKVIEW PL, OXFORD, GA 30054-4158

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 23, 2019
Property Address	63 GUM TREE CT, COVINGTON, GA 30016-1843
Document Number	0037950303
Book / Page	003795 / 000303
Instrument Date	Jan 22, 2019
Instrument	891
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	63 GUM TREE CT COVINGTON GA 300161843, COVINGTON, GA 30016-1843

Mortgage

Document Number	37950306
Date	Jan 23, 2019
Book Page	003795/000306
Instrument	892

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,234.00 (+65.85%)	$87,720 (+30.38%) Land $16,000 Building $71,720	$219,300 (+30.38%) Land $40,000 Building $179,300
2023		$67,280 Land $6,400 Building $60,880	$168,200 Land $16,000 Building $152,200
2022	$1,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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