63 Gilbert St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 63 Gilbert St, Cambridge, NY 12816

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,078 sqft · built 1996
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Last Sale	$429,000 (Mar 2025)
Tax Bill	$9,208 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`535001 264.5-1-20.6`

Property Details

APN / Parcel Number

Primary APN	`535001 264.5-1-20.6`
Alternative APNs	`500126400500010200060000` `961A101928`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,078 sqft Living Area
1st Floor Area	1,538 sqft
Upper Floors Area	540 sqft
Game Room	Game Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	223 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	344 sqft
Patio Area	125 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	961A101928
Street Address	63 GILBERT ST
City	CAMBRIDGE
State	NY
Zip	12816-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	RES LOT 6 + 7
Legal Block	1
Legal Lot Number	20.006
Jurisdiction	WASHINGTON NY
Township / Civil Division	WHITE CREEK
Census Block Group	1
Census Block	1030
Census Tract	92000

Owner

Source: Washington County and White Creek Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	62 GANNON RD, BUSKIRK, NY 12028-2005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	Sep 12, 2023 · Amount on Record
Deed Document Number	20251434
Prior Transfer Date	Feb 19, 2002
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Sep 12, 2023
Property Address	63 GILBERT ST, CAMBRIDGE, NY 12816-2618
Document Number	0000000949
Instrument Date	Sep 8, 2023
Instrument	2023-3949
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 48, HOOSICK FALLS, NY 12090-0048

Mortgage

Document Number	0000000950
Date	Sep 12, 2023
Instrument	2023-3950

Lender

Name	PATRICIA A BAKER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	White Creek Town
Municipality	Cambridge Village
Unified School District	Cambridge Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,208.00 (+4.73%) Veteran's exemption
2025	$8,792.00	$285,700 (-) Land $29,200 Building $256,500	$344,217 (+18.07%) Land $35,181 Building $309,036
2023		$285,700 (+14.28%) Land $29,200 Building $256,500	$291,531 (+16.61%) Land $29,796 Building $261,735
2022		$250,000 Land $29,200 Building $220,800	$250,000 Land $29,200 Building $220,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1981–2008)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2008 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER WORKS private · serves 3,000 people · EPA ID NY5700117
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20