63 Garden St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 63 Garden St, Poughkeepsie, NY 12601

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,736 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Apr 2025)
Tax Bill	$11,449 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131300-6162-70-126174-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6162-70-126174-0000`
Alternative APNs	`130000616200701261740000` `131300 6.162-70-126.174` `170050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,736 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	997 sqft
2nd Floor Area	1,144 sqft
Upper Floors Area	595 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	208 ft deep x 19 ft wide
View / Lot	Urban
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	170050
Street Address	63 GARDEN ST
City	POUGHKEEPSIE
State	NY
Zip	12601-2401
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-4
Legal Description	0.09 AC(C) 1996 0147 1883 0276
Legal Block	70
Legal Lot Number	126
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1005
Census Tract	220201

Owner

63 Garden St, a duplex, is owned by an individual who bought it in April 2025.

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	12 RICHARDS BLVD, POUGHKEEPSIE, NY 12603-3266
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 20, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 14, 2020	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2025 · Amount on File
Deed Sale	Apr 1, 2025 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Document Number	20252025-899
Prior Transfer Date	Jun 6, 1997
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	63 GARDEN ST, POUGHKEEPSIE, NY 12601-2401
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050515
Date	Feb 26, 2024
Instrument	50515

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Mar 1, 2050

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	63 GARDEN ST, POUGHKEEPSIE, NY 12601-2401
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053044
Date	Oct 20, 2023
Instrument	53044

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Nov 1, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Sep 14, 2020
Property Address	63 GARDEN ST, POUGHKEEPSIE, NY 12601-2401
Document Number	0000003621
Instrument Date	Jun 10, 2020
Instrument	3621
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2911 GOMER ST YORKTOWN HEIGHTS NY 105982738, YORKTOWN HEIGHTS, NY 10598-2738

Mortgage

Document Number	4223
Date	Sep 14, 2020
Instrument	4223

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 63 Garden St was $11,449.

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,449.00	$454,800 Land $29,700 Building $425,100	$454,800 Land $29,700 Building $425,100
2023		$393,100 (+19.99%) Land $29,700 Building $363,400	$393,100 (+19.99%) Land $29,700 Building $363,400
2022		$327,600 Land $27,000 Building $300,600	$327,600 Land $27,000 Building $300,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 63 Garden St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1989–2011)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 63 Garden St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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