Orange County property record for 63 Gainsboro, Irvine, CA 92620
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 3,955 sqft · built 2013 |
| Lot Size | 0.113 acres (4,950 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,650,000 (Aug 2020) |
| Tax Bill | $22,463 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 580-341-25 |
| Primary APN | 580-341-25 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,955 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Lot Area | 4,950 sqft (0.113 acres) |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 63 GAINSBORO |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92620-2187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 17327 BLK LOT 59 |
| Legal Tract | 17327 |
| Legal Lot Number | 59 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 52429 |
63 Gainsboro is owner-occupied and held in a trust since August 2020.
Source: Orange County records, as of November 17, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 63 GAINSBORO, IRVINE, CA 92620-2187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 11, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2020 · Amount on File |
| Deed Sale | Aug 11, 2020 · Amount on File |
| Prior Sale | Nov 28, 2016 |
| Deed Document Number | 2020000395605 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 63 GAINSBORO, IRVINE, CA 92620-2187 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 63 GAINSBORO, IRVINE, CA 92620-2187 |
| Document Number | 0000143275 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 2023000143275 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 11, 2020 |
| Property Address | 63 GAINSBORO, IRVINE, CA 92620-2187 |
| Document Number | 0000395605 |
| Map Reference | MB 912 PG 9-14 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 2020000395605 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 63 GAINSBORO, IRVINE, CA 92620-2187 |
| Document Number | 0000395606 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 2020000395606 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4% |
| Index | 1-Year LIBOR |
| Max Rate | 7% |
The 2025 property tax bill for 63 Gainsboro was $22,463.
Source: Orange County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $22,463.00 | $1,786,012 Land $971,201 Building $814,811 |
| 2023 | $21,700.00 (+1.59%) | $1,716,660 Land $933,488 Building $783,172 |
| 2022 | $21,361.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 63 Gainsboro in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 63 Gainsboro is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Google Fiber Fiber | 2,000 / 1,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks.
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