63 Desper Rd, Louisa, VA 23093 Property Records

Louisa County property record for 63 Desper Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,284 sqft · built 1998
Lot Size	8.48 acres (369,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Apr 2017)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`40 2 1`

Property Details

APN / Parcel Number

Primary APN	`40 2 1`
Alternative APNs	`6783` `6594`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft
Unfinished Basement	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	369,389 sqft (8.48 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	660 sqft
Deck Area	288 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6594
Street Address	63 DESPER RD
City	LOUISA
State	VA
Zip	23093-4352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	HARRIC CREEK GILLIAM LAND DB 1503/465 8.48 AC
Legal Subdivision	HARRIC CREEK
Jurisdiction	LOUISA VA
Township / Civil Division	PATRICK HENRY
Census Block Group	2
Census Block	2008
Census Tract	950201

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	63 DESPER RD, LOUISA, VA 23093-4352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MTG
Apr 3, 2017	Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	20172805
Deed Book / Page	1503 / 465
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	63 DESPER RD, LOUISA, VA 23093-4352
Document Number	0000011711
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 DESPER RD LOUISA VA 230934352, LOUISA, VA 23093-4352

Mortgage

Document Number	0000011711
Date	Nov 17, 2020
Book Page	001716/000598
Instrument	11711

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

April 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 3, 2017
Property Address	63 DESPER RD, LOUISA, VA 23093-4352
Document Number	1503/0465
Book / Page	1503 / 0465
Instrument Date	Mar 30, 2017
Instrument	1700002805
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 DESPER RD, LOUISA, VA 23093-4352

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,904 (+2.34%) Land $72,400 Building $386,504	$458,904 (+2.34%) Land $72,400 Building $386,504
2025	$3,228.00 (+6.75%)	$448,400 (+19.1%) Land $63,100 Building $385,300	$448,400 (+19.1%) Land $63,100 Building $385,300
2024	$3,024.00 (+127.54%)
2023		$376,500 Land $53,800 Building $322,700
2022	$1,329.00		$376,500 Land $53,800 Building $322,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

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