63 Denby Pl, Troy, OH 45373 Property Records

Miami County property record for 63 Denby Pl, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,388 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Apr 2017)
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-040900`

Property Details

APN / Parcel Number

Primary APN	`D08-040900`
Alternative APNs	`011018.4-09-003-00` `D08NW071 01600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	2,776 sqft
Basement Area	1,388 sqft
Unfinished Basement	1,388 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	63 DENBY PL
City	TROY
State	OH
Zip	45373-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 4094 75'
Legal Subdivision	TROY
Legal Lot Number	4094
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2041
Census Tract	365101

Owner

63 Denby Pl is owned and occupied by an individual who bought it in April 2017.

Source: Miami County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	63 DENBY PL, TROY, OH 45373-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Apr 4, 2017	Warranty Deed, Transfer · Conventional Mortgage MCS MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2017 · Amount on File
Deed Sale	Apr 4, 2017 · Amount on File
Prior Sale	Sep 22, 2003 · Amount on File
Deed Document Number	2017OR-04032
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Aug 6, 2026
Property Address	63 DENBY PL, TROY, OH 45373-1505
Document Number	0000009792
Instrument Date	Jul 31, 2026
Instrument	20269792
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 DENBY PL, TROY, OH 45373-1505

Mortgage

Document Number	0000009792,
Date	Aug 6, 2026
Instrument	20269792

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 4, 2017
Property Address	63 DENBY PL, TROY, OH 45373-1505
Document Number	0000004032
Instrument Date	Mar 30, 2017
Instrument	2017OR-04032
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 DENBY PL, TROY, OH 45373-1505

Mortgage

Document Number	0000004033
Date	Apr 4, 2017
Instrument	2017OR-04033

Lender

Name	MCS MORTGAGE BANKERS INC
Type	Mortgage Company
Address	PATCHOGUE, NY 11772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 63 Denby Pl was $2,425 with a homeowner's exemption, up 1.8% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,425.00 (+1.85%) Homeowner's exemption	$73,190 (+15.84%) Land $10,290 Building $62,900	$209,100 Land $29,400 Building $179,700
2024	$2,381.00 (+2.19%) Homeowner's exemption	$63,180 (-) Land $11,660 Building $51,520
2023	$2,330.00 (+17.5%) Homeowner's exemption	$63,180 (-) Land $11,660 Building $51,520	$180,500 (-) Land $33,300 Building $147,200
2022	$1,983.00 Homeowner's exemption	$63,180 Land $11,660 Building $51,520	$180,500 Land $33,300 Building $147,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 63 Denby Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 63 Denby Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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