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63 Cottage St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 63 Cottage St, Lynn, MA 01905 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,680 sqft · built 1900
Lot Size0.11 acres (4,787 sqft)
OwnerIndividual Name on File
Last Sale$470,000 (Aug 2020)
Tax Bill$5,850 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB:037 L:276 S:038

Property Details

APN / Parcel Number

Primary APNB:037 L:276 S:038
Alternative APN
  • LYNN M:037 B:276 L:038

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,680 sqft Living Area
Gross Area3,123 sqft
Basement Area1,128 sqft
Unfinished Basement1,128 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1964
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,787 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address63 COTTAGE ST
CityLYNN
StateMA
Zip01905-2362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block276
Legal Lot Number38
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group1
Census Block1004
Census Tract205800

Owner

Source: Essex County and Lynn City records · APN B:037 L:276 S:038

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address63 COTTAGE ST, LYNN, MA 01905-2362
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Aug 14, 2020Quit Claim Deed, Transfer · FHA Mortgage
MSA MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Prior SaleSep 09, 2011 · Amount on Record
Deed Document Number2020615167
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address63 COTTAGE ST, LYNN, MA 01905-2362
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000639225
DateSep 09, 2022
Instrument639225
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 01, 2047
Interest
Rate TypeAdjustable Rate

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNN MA
Recording DateAug 14, 2020
Property Address63 COTTAGE ST, LYNN, MA 01905-2362
Document Number0000615167
Instrument DateAug 10, 2020
Instrument615167
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,143.00
Additional
  • Quitclaim
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 COTTAGE ST LYNN MA 019052362, LYNN, MA 01905-2362

Mortgage

Document Number615168
DateAug 14, 2020
Instrument615168
Lender
NameMSA MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2050

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,850.00 (+5.06%)$564,700 (+6.79%) Land $203,500 Building $361,200$541,405
2024$5,568.00 (+6.93%)$528,800 (+13.23%) Land $187,000 Building $341,800
2023$5,207.00$467,000 Land $166,500 Building $300,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092058001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 864 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000

May also be available at this address: AT&T, T-Mobile USA, Verizon, Starry. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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