63 Cortez Ln, Islamorada, FL 33036 Property Records

Monroe County property record for 63 Cortez Ln, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1992
Lot Size0.218 acres (9,500 sqft)
OwnerIndividual Name on File
Last Sale$663,300 (Mar 2025)
Tax Bill$1,960 (2024)
Flood ZoneZone AE (high risk)
APN00395631-000500

Property Details

APN / Parcel Number

Primary APN00395631-000500
Alternative APNs
  • 15643600395631000500
  • 8656131

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
FlooringConcrete/Cement
Interior WallsMasonry

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,500 sqft (0.218 acres)
Garage TypeCarport
CarportCarport
Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number8656131
Old Parcel Number15643600395631000500
Street Address63 CORTEZ LN
CityISLAMORADA
StateFL
Zip33036-3933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTILLBEACH PB7-31 LOWER MATECUMBE LOT 5 OR1149-1890 OR1229-2152
Legal Range36E
Legal Township64S
Legal Section15
Legal SubdivisionSTILLBEACH
Legal Lot Number5
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1019
Census Tract970900

Owner

63 Cortez Ln is owned and occupied by an individual who bought it in March 2025.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address63 CORTEZ LN, ISLAMORADA, FL 33036-3933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2025 · Amount on File
Deed SaleMar 4, 2025 · Amount on File
Deed Document Number2491830
Deed Book / Page3314 / 545
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$157,095 (+10.53%)$681,892 (+2.22%) Land $459,563 Building $222,329
2024$1,960.00 (+0.93%)
2023$1,942.00 (+1.46%) Homeowner's exemption$142,129 (+3%)$667,068 (+28.75%) Land $458,880 Building $208,188
2022$1,914.00 Homeowner's exemption$137,990$518,094 Land $305,280 Building $212,814

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 63 Cortez Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 63 Cortez Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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