Passaic County and Wayne Township property record for 63 Chopin Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 3,034 sqft · built 1968 |
| Lot Size | 0.935 acres (40,729 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $910,000 (Sep 2021) |
| Tax Bill | $22,343 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-03516-0000-00041 |
| Primary APN | 14-03516-0000-00041 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,034 sqft Living Area |
|---|
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Lot Area | 40,729 sqft (0.935 acres) |
| Old Parcel Number | 1400641A00008 |
|---|---|
| Street Address | 63 CHOPIN DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Subdivision | FOREST ESTATES SEC 01 |
| Legal Block | 3516 |
| Legal Lot Number | 41 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 246003 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 63 CHOPIN DR, WAYNE, NJ 07470-6201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Jun 6, 2018 | Deed, Transfer · ARM RECOVO MORTGAGE MANAGEMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on Record |
| Deed Sale | Sep 23, 2021 · Amount on Record |
| Prior Sale | Jun 6, 2018 · Amount on Record |
| Deed Document Number | 202160616 |
| Deed Book / Page | 4138 / 70 |
| Prior Transfer Date | Jan 31, 2017 |
| Prior Transfer Doc | 0000010873 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 23, 2021 |
| Property Address | 63 CHOPIN DR, WAYNE, NJ 07470-6201 |
| Document Number | 0000060616 |
| Book / Page | D4138 / 70 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021060616 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | SUNNYSIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,968.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 WANAQUE AVE # 175, 94, POMPTON LAKES, NJ 07442-2029 |
| Name | Verified Name |
|---|---|
| Address | 63 CHOPIN DR, WAYNE, NJ 07470-6201 |
| Document Number | 0000060617 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021060617 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Number | 0000060618 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | M17463/76 |
| Instrument | 2021060618 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 63 CHOPIN DR, WAYNE, NJ 07470-6201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002895 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | M16736/158 |
| Instrument | 2021002895 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 63 CHOPIN DR, WAYNE, NJ 07470-6201 |
| Document Number | 0000007064 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 63 CHOPIN DR WAYNE NJ 074706201, WAYNE, NJ 07470-6201 |
| Document Number | 0000007064 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 015992/000051 |
| Instrument | 7064 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 6, 2018 |
| Property Address | 63 CHOPIN DR, WAYNE, NJ 07470-6201 |
| Document Number | 0000024982 |
| Book / Page | D3323 / 0257 |
| Instrument Date | May 30, 2018 |
| Instrument | 2018024982 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | FIDELITY NAT TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 63 CHOPIN DR, 63, WAYNE, NJ 07470-6201 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 63 CHOPIN DR, WAYNE, NJ 07470-6201 |
| Document Number | 0000024983 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 2018024983 |
| Name | RECOVO MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.45% |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 8.45% |
| Max Rate At Change | 10.4% |
| Index | 1-Year LIBOR |
| Max Rate | 13.4% |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,500 (-) Land $137,200 Building $235,300 | $372,500 (-) Land $137,200 Building $235,300 | |
| 2025 | $22,343.00 (+0.88%) | $372,500 (-) Land $137,200 Building $235,300 | $372,500 (-) Land $137,200 Building $235,300 |
| 2024 | $22,148.00 (+5.16%) | ||
| 2023 | $372,500 Land $137,200 Building $235,300 | $372,500 Land $137,200 Building $235,300 | |
| 2022 | $21,061.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Dec 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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