63 Cherry St, Warsaw, IN 46582 Property Records

Kosciusko County property record for 63 Cherry St, Warsaw, IN 46582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 2007
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (Jun 2022)
Tax Bill	$3,450 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-726000-98`

Property Details

APN / Parcel Number

Primary APN	`028-726000-98`
Alternative APNs	`43-07-29-300-021.000-017` `00006113887` `2872600098`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Basement Area	1,508 sqft
Finished Basement	900 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	794 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00006113887
Street Address	63 CHERRY ST
City	WARSAW
State	IN
Zip	46582-6324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	28-115-115 LOT 30 PARTIAL REPLAT OF NORTHWEST WOODS AT THE CROSSING
Legal Range	6
Legal Township	33
Legal Section	29
Legal Subdivision	NORTHWEST WOODS AT THE CROSSING
Legal Lot Number	30
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	PLAIN
Census Block Group	4
Census Block	4059
Census Tract	961200

Owner

Source: Kosciusko County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	63 CHERRY ST, WARSAW, IN 46582-6324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF MIDDLEBURY
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Mar 7, 2022
Deed Document Number	202260522
Prior Transfer Date	Jun 26, 2012
Prior Transfer Doc	2012070060
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	63 CHERRY ST, WARSAW, IN 46582-6324
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022020934
Date	Feb 24, 2022
Instrument	2022020934

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2023

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 9, 2022
Property Address	63 CHERRY ST, WARSAW, IN 46582-6324
Document Number	2022060522
Map Reference	MB 13 PG 47
Instrument Date	Jun 2, 2022
Instrument	2022060522
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 CHERRY ST, WARSAW, IN 46582-6324

Mortgage

Document Number	2022060523
Date	Jun 9, 2022
Instrument	2022060523

Lender

Name	LAKE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Plain Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,450.00 (-3.23%) Homeowner's exemption	$363,700 (+12.15%) Land $36,400 Building $327,300	$363,700 (+12.15%) Land $36,400 Building $327,300
2024	$3,565.00 (+5.79%)
2023	$3,370.00 (+14.04%)	$324,300 (+14.47%) Land $24,500 Building $299,800	$324,300 (+14.47%) Land $24,500 Building $299,800
2022	$2,955.00 Homeowner's exemption	$283,300 Land $24,500 Building $258,800	$283,300 Land $24,500 Building $258,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Mar 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Brightspeed, Kosciusko Connect, Metronet, T-Mobile.

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