63 Breakers Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 63 Breakers Ln, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,956 sqft · built 1983
Owner	Individual Name on File
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Apr 2023 Mortgage May 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072H-27C-019`

Property Details

APN / Parcel Number

Primary APN	`072H-27C-019`
Alternative APNs	`072H-27C-019/00.00` `15624`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,956 sqft Adjusted Area
1st Floor Area	1,428 sqft
2nd Floor Area	1,380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Deck Area	224 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15624
Old Parcel Number	072H-27C-019/00.00
Street Address	63 BREAKERS LN
City	RIDGELAND
State	MS
Zip	39157-1102
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 63 THE BREAKERS PART 3 LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	27
Legal Subdivision	BREAKERS PH 3
Legal Unit	63
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	30107

Owner

63 Breakers Ln, a condominium, is owned and occupied by an individual who acquired it in December 2025.

Source: Madison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	63 BREAKERS LN, RIDGELAND, MS 39157-1102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
May 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSIPPI BANKERS ASSOCIATION
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 1, 2025	Assignment of Lease, Transfer
May 18, 2023	Lease, Transfer
Oct 30, 2020	Deed of Trust, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025
Deed Sale	Dec 1, 2025
Deed Document Number	004623/875
Deed Book / Page	4623 / 875
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	63 BREAKERS LN, RIDGELAND, MS 39157-1102
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 FORESTVIEW PL, MADISON, MS 39110-1100

Mortgage

Document Number	004324/277
Date	Apr 26, 2023
Book Page	4324/277
Instrument	981009

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	63 BREAKERS LN, RIDGELAND, MS 39157-1102
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 822, MADISON, MS 39130-0822

Mortgage

Document Number	0004328/69
Date	May 8, 2023
Book Page	4328/69
Instrument	981622

Lender

Name	MISSIPPI BANKERS ASSOCIATION
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	63 BREAKERS LN, RIDGELAND, MS 39157-1102
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 CLARKDELL RD, GLUCKSTADT, MS 39110-7511

Mortgage

Document Number	004610/908
Date	Oct 24, 2025
Book Page	4610/908
Instrument	1037421

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2025: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	MADISON MS
Recording Date	Dec 1, 2025
Property Address	63 BREAKERS LN, RIDGELAND, MS 39157-1102
Document Number	004623/875
Book / Page	4623 / 875
Map Reference	MB 469 PG 467
Instrument Date	Nov 9, 2025
Instrument	1041747
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 902, BUTTE LAROSE, LA 70517-0902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 BREAKERS LN, RIDGELAND, MS 39157-1102

May 2023: Lease, Transfer

Document Type	Lease
Jurisdiction	MADISON MS
Recording Date	May 18, 2023
Property Address	63 BREAKERS LN, RIDGELAND, MS 39157-1102
Document Number	004332/182
Book / Page	4332 / 182
Map Reference	CAB B SL 39
Instrument Date	Apr 19, 2023
Instrument	982331
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	63 BREAKERS LN, RIDGELAND, MS 39157-1102
Document Number	0000909801
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 AGENCY BURN RIDGELAND MS 391579740, RIDGELAND, MS 39157-9740

Mortgage

Document Number	0000909801
Date	Nov 3, 2020
Book Page	003940/000464
Instrument	909801

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 2, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 63 Breakers Ln was $2,439 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00 Homeowner's exemption	$25,418	$254,180 Land $82,640 Building $171,540
2024	$2,439.00 (-40.1%)
2023	$4,072.00	$37,794	$251,960 Land $82,640 Building $169,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 63 Breakers Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 63 Breakers Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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