63 Berna, Lake Forest, CA 92630 Property Records

Orange County property record for 63 Berna, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,547 sqft · built 2018
Lot Size	0.084 acres (3,668 sqft)
Owner	Individual Name on Record
Last Sale	$1,925,000 (Mar 2026)
Tax Bill	$15,542 (2025)
Deeds & Mortgages	Mar 2026 Sale Mar 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`610-531-17`

Property Details

APN / Parcel Number

Primary APN	`610-531-17`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,547 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	3,668 sqft (0.084 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	63 BERNA
City	LAKE FOREST
State	CA
Zip	92630-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17538 BLK LOT 17
Legal Subdivision	TRACT NO 17538
Legal Tract	17538
Legal Lot Number	17
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5029
Census Tract	52422

Owner

Source: Orange County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	63 BERNA, LAKE FOREST, CA 92630-1448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widower

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Grant Deed, Transfer CHICAGO TITLE COMPANY
Mar 12, 2021	Grant Deed, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 24, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Mar 28, 2018	Grant Deed, Transfer · ARM TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	202688257
Record Updated	Jun 8, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 27, 2026
Property Address	63 BERNA, LAKE FOREST, CA 92630-1448
Document Number	0000088257
Map Reference	MB 940 PG 1-8
Instrument Date	Mar 13, 2026
Instrument	2026000088257
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 BERNA, LAKE FOREST, CA 92630-1448

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 12, 2021
Property Address	63 BERNA, LAKE FOREST, CA 92630-1448
Document Number	0000175147
Map Reference	MB 940 PG 1-8
Instrument Date	Feb 19, 2021
Instrument	2021000175147
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 DORADO, IRVINE, CA 92618-1318

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	63 BERNA, LAKE FOREST, CA 92630-1448
Document Number	0000111835
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	63 BERNA LAKE FOREST CA 926301448, LAKE FOREST, CA 92630-1448

Mortgage

Document Number	0000111835
Date	Mar 12, 2020
Instrument	111835

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	63 BERNA, LAKE FOREST, CA 92630-1448
Document Number	0000150996
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	63 BERNA LAKE FOREST CA 926301448, LAKE FOREST, CA 92630-1448

Mortgage

Document Number	0000150996
Date	May 7, 2019
Instrument	150996

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 28, 2018
Property Address	63 BERNA, LAKE FOREST, CA 92630-1448
Document Number	0000109413
Map Reference	MB940 PG1-8
Instrument Date	Feb 20, 2018
Instrument	2018000109413
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	63 BERNA, LAKE FOREST, CA 92630-1448

Mortgage

Document Number	0000109414
Date	Mar 28, 2018
Instrument	2018000109414

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,542.00 (+1.84%)	$1,471,024 (+4.04%) Land $848,040 Building $622,984
2024	$15,261.00 (+2.41%)
2023	$14,902.00 (+1.81%)	$1,413,903 Land $815,109 Building $598,794
2022	$14,637.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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