63 Bahama Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 63 Bahama Ave, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,488 sqft · built 1980
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$184,500 (Apr 2011)
Tax Bill	$4,637 (2024)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00451940-000000`

Property Details

APN / Parcel Number

Primary APN	`00451940-000000`
Alternative APNs	`33613900451940000000` `1551571`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,488 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Covered
Garage Area	912 sqft
Porch	Florida Room
Porch Area	624 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1551571
Street Address	63 BAHAMA AVE
City	KEY LARGO
State	FL
Zip	33037-4349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LT 63 PORT LARGO PB5-3 KEY LARGO OR578-646 OR799-2238 OR923-1004 OR1559-1827CT OR1573-2156R/S OR1663-248/49C OR1853-932 OR1959-810/11 OR1959-812/13 OR2046-957 OR2501-1292/92AC/T OR2513-1627/28
Legal Range	39E
Legal Township	61S
Legal Section	33
Legal Subdivision	PORT LARGO
Legal Lot Number	63
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2019
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8730 SW 192ND TER, CUTLER BAY, FL 33157-8955
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2011 · Amount on File
Deed Sale	Apr 18, 2011 · Amount on File
Prior Sale	Jan 21, 2011
Deed Document Number	20111832108
Deed Book / Page	2513 / 1627
Prior Transfer Date	Jan 28, 2003
Prior Transfer Doc	0018530932
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	63 BAHAMA AVE, KEY LARGO, FL 33037-4349
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8730 SW 192ND TER, CUTLER BAY, FL 33157-8955

Mortgage

Document Number	0031011828
Date	Jun 1, 2021
Book Page	3101/1828
Instrument	2322603

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$554,722 (-0.24%) Land $359,700 Building $195,022	$554,722 (-0.24%) Land $359,700 Building $195,022
2024	$4,637.00 (+7.26%)
2023	$4,323.00 (+15.31%)	$556,052 (+22.89%) Land $374,963 Building $181,089	$556,052 (+22.89%) Land $374,963 Building $181,089
2022	$3,749.00	$452,497 Land $269,346 Building $183,151	$452,497 Land $269,346 Building $183,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 595 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	839 units insured incl. 244 condo units
Nearby Flood Claims	304 (1983–2025)
Claims Outside the SFHA	8 of 304
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 221 claims Hurricane Irene, Oct 1999 · 24 claims Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20