63 Aspen Loop, Ramah, NM 87321 Property Records

McKinley County property record for 63 Aspen Loop, Ramah, NM 87321

Property Summary

Property Type	Single Family Home
Lot Size	5.11 acres (222,715 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,642 (2025)
Deeds & Mortgages	Aug 2020 Sale Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-092-065-445-186`

Property Details

APN / Parcel Number

Primary APN	`2-092-065-445-186`
Alternative APN	`R204861`

Exterior

Lot Area	222,715 sqft (5.11 acres)

Location & Zoning

Account Number	R204861
Street Address	63 ASPEN LOOP
City	RAMAH
State	NM
Zip	87321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29, BLOCK 14, TIMBERLAKE RANCH UNIT 5 DOC 385743 07/31/18 DOC 393362 08/12/20 CODE 2-092-065-445-186
Legal Subdivision	TIMBERLAKE RANCH
Legal Block	14
Legal Lot Number	29
Legal Unit	5
Jurisdiction	MCKINLEY NM
Township / Civil Division	RED ROCK
Census Block Group	1
Census Block	1002
Census Tract	973100

Owner

Source: McKinley County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	HC 61 BOX 806, RAMAH, NM 87321-9611
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Warranty Deed, Transfer
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020
Deed Sale	Aug 12, 2020
Deed Document Number	2020393362
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKINLEY NM
Recording Date	Aug 12, 2020
Property Address	63 ASPEN LOOP, RAMAH, NM 87321
Document Number	0000393362
Instrument Date	Aug 11, 2020
Instrument	393362
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	HC 61 BOX 806, RAMAH, NM 87321-9611

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKINLEY NM
Recording Date	Jul 31, 2018
Property Address	63 ASPEN LOOP, RAMAH, NM 87321
Document Number	0000385743
Instrument Date	Jul 31, 2018
Instrument	385743
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	NOT AVAILABLE, GALLUP TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 493, CEDAREDGE, CO 81413-0493

Mortgage

Document Number	0000385744
Date	Jul 31, 2018
Instrument	385744

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: McKinley County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,965 (+3%) Land $9,169 Building $55,796	$194,897 (+3%) Land $27,508 Building $167,389
2025	$1,642.00 (-7.86%)	$63,074 (+3%) Land $9,100 Building $53,974	$189,221 (+3%) Land $27,300 Building $161,921
2024	$1,782.00 (+2.35%)	$61,237 (+3%) Land $9,100 Building $52,137	$183,710 (+3%) Land $27,300 Building $156,410
2023	$1,741.00 (+2.84%)	$59,453 (+0.38%) Land $9,100 Building $50,353	$178,360 (+0.39%) Land $27,300 Building $151,060
2022	$1,693.00	$59,225 Land $9,100 Building $50,125	$177,675 Land $27,300 Building $150,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 58% of New Mexico
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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