6296 N 440 Rd, Hulbert, OK 74441 Property Records

Cherokee County property record for 6296 N 440 Rd, Hulbert, OK 74441

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,087 sqft · built 1967
Lot Size	39.4 acres (1,717,135 sqft)
Owner	2 Individual Names on Record
Tax Bill	$305 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16396`

Property Details

APN / Parcel Number

Primary APN	`16396`
Alternative APN	`0000-32-19N-21E-0-006-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,087 sqft Living Area
1st Floor Area	1,087 sqft
Attic	Attic
Attic Area	660 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,717,135 sqft (39.4 acres)

Exterior Amenities

Porch	Slab
Porch Area	146 sqft
Deck Area	Deck Area
Patio Area	114 sqft
Pole Barn	660 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	16396
Street Address	6296 N 440 RD
State	OK
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	T19N R21E S32 N/2 SW NW & S/2 NW NW LESS N30' OF SW NW NW & LESS N30' OF W297' SE NW NW
Legal Range	21E
Legal Township	19N
Legal Section	32
Legal Subdivision	QUAIL RIDGE ESTATES REPLAT
Jurisdiction	CHEROKEE OK
Township / Civil Division	NORTH CHEROKEE
Census Block Group	2
Census Block	2052
Census Tract	977600

Owner

Source: Cherokee County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 96, PEGGS, OK 74452-0096
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Quit Claim Deed, Transfer · Conventional Mortgage COMMUNICATION FEDERAL CREDIT UNION
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNICATION FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 30, 2014
Transfer Doc	1109000589
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE OK
Recording Date	Apr 21, 2026
Property Address	440 N RD, OK
Document Number	0000002858
Book / Page	1478 / 382
Instrument Date	Apr 21, 2026
Instrument	20262858
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000002858,
Date	Apr 21, 2026
Book Page	1478/387
Instrument	20262858

Lender

Name	COMMUNICATION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Recording Date	Apr 21, 2026
Property Address	500 COVINGTON PL, TAHLEQUAH, OK 74464-5532
Document Number	0000002860
Book / Page	1478 / 387
Instrument Date	Apr 20, 2026
Instrument	20262860
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002860,
Date	Apr 21, 2026
Book Page	1478/387
Instrument	20262860

Lender

Name	COMMUNICATION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cherokee County
Elementary School District	Peggs Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,403 (+2.97%) Land $844 Building $3,559	$40,037 (-54.4%) Land $7,677 Building $32,360
2025	$305.00	$4,276 (+2.99%) Land $820 Building $3,456	$87,801 (+15.81%) Land $25,589 Building $62,212
2024	$305.00 (+5.9%)	$4,152 (+3.03%) Land $796 Building $3,356	$75,812 (+9.72%) Land $11,589 Building $64,223
2023	$288.00 (+3.23%)	$4,030 (+2.99%) Land $782 Building $3,248	$69,093 (+8.18%) Land $11,589 Building $57,504
2022	$279.00	$3,913 Land $766 Building $3,147	$63,871 Land $12,549 Building $51,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1998–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEGGS WATER COMPANY serves 1,925 people · EPA ID OK1221630
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lake Region Technology & Communications Fiber	2,500 / 2,500
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on N 440 Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures