6296 Judd Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 6296 Judd Rd, Birch Run, MI 48415

Property Summary

Property Type	Manufactured or Modular Home
Details	1.5 ba · 1,668 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (May 2020)
Tax Bill	$2,177 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-10-5-12-3001-002`

Property Details

APN / Parcel Number

Primary APN	`27-10-5-12-3001-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft
Basement Area	1,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Modular
Exterior Material	Wood Siding
Lot Area	43,560 sqft (1 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Patio Area	355 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6296 JUDD RD
City	BIRCH RUN
State	MI
Zip	48415-8746
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	COM AT W 1/4 CORN OF SEC 12 TH E 1532.62 FT TO POB TH CONT E 208.71 FT TH S 208.71 FT TH W 208.71 FT TH N 208.71 FT TO POB
Legal Range	05E
Legal Township	10N
Legal Section	12
Jurisdiction	SAGINAW MI
Township / Civil Division	TAYMOUTH
Census Block Group	1
Census Block	1028
Census Tract	13000

Owner

6296 Judd Rd, a residential property, is owned and occupied by an individual who bought it in May 2020.

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6296 JUDD RD, BIRCH RUN, MI 48415-8746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Jan 5, 2004 · Amount on File
Deed Document Number	202014196
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 29, 2020
Property Address	6296 JUDD RD, BIRCH RUN, MI 48415-8746
Document Number	0000014196
Instrument Date	May 22, 2020
Instrument	14196
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12377 N WEBSTER RD CLIO MI 484208236, CLIO, MI 48420-8236

Mortgage

Document Number	14197
Date	May 29, 2020
Instrument	14197

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60640

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6296 JUDD RD, BIRCH RUN, MI 48415-8746
Document Number	0000001875
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Feb 11, 2019
Title Company	MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6296 JUDD RD BIRCH RUN MI 484158746, BIRCH RUN, MI 48415-8746

Mortgage

Document Number	0000001875
Date	Jan 29, 2019
Instrument	1875

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 28, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 6296 Judd Rd was $2,177 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Taymouth Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,200	$170,400
2025	$2,177.00 Homeowner's exemption
2023		$64,000	$128,000
2022	$1,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6296 Judd Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–2017)
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6296 Judd Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH RUN TOWNSHIP serves 2,080 people · EPA ID MI0000722
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, Verizon.

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