6295 FM 275, Point, TX 75472 Property Records

Rains County property record for 6295 FM 275, Point, TX 75472

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 705 sqft · built 2020
Lot Size	27.4 acres (1,195,722 sqft)
Owner	Individual Name on File
Tax Bill	$4,308 (2025)
Deeds & Mortgages	May 2020 Construction Loan May 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0046-0021-0001-30`

Property Details

APN / Parcel Number

Primary APN	`0046-0021-0001-30`
Alternative APNs	`R21371` `21371`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	705 sqft Living Area
1st Floor Area	2,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Lot Area	1,195,722 sqft
Garage Type	Attached
Garage Area	705 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00460021000130
Street Address	6295 FM 275
City	POINT
State	TX
Zip	75472-4606
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0046 CARNES WILLIAM R ACRES 27.45, UNDIVIDED INTEREST 50.0000000000%
Legal Subdivision	CARNES WILLIAM R
Legal Block	4
Jurisdiction	RAINS TX
Township / Civil Division	EMORY
Census Block Group	4
Census Block	4012
Census Tract	950101

Owner

6295 FM 275, a rural home, is owned and occupied by an individual who acquired it in February 2025.

Source: Rains County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	6295 FM 275, POINT, TX 75472-4606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Construction Mortgage CITY NATIONAL BANK OF SULPHUR SPRINGS
May 5, 2020	Deed of Trust, Mortgage · Construction Mortgage CITY NATIONAL BANK OF SULPHUR SPRINGS
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2025
Deed Sale	Feb 3, 2025
Deed Document Number	2025300
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	6295 FM 275, POINT, TX 75472-4606
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/891
Date	May 5, 2020
Book Page	2020/891

Lender

Name	CITY NATIONAL BANK OF SULPHUR SPRINGS
Type	Bank
Address	GREENVILLE, TX 75402

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	6295 FM 275, POINT, TX 75472-4606
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/892
Date	May 5, 2020
Book Page	2020/892

Lender

Name	CITY NATIONAL BANK OF SULPHUR SPRINGS
Type	Bank
Address	SULPHUR SPRINGS, TX 75482

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	6295 FM 275, POINT, TX 75472-4606
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/327
Date	Feb 5, 2021
Book Page	2021/327

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6295 FM 275 was $4,308.

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Miller Grove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,785 (+2.13%) Land $153,989 Building $301,796	$455,785 (+2.13%) Land $153,989 Building $301,796
2025	$4,308.00 Homeowner's exemption Additional exemption filed	$446,259 Land $144,194 Building $302,065	$446,259 Land $144,194 Building $302,065
2023		$551,766	$834,796 Land $288,387 Building $546,409
2022	$8,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6295 FM 275 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6295 FM 275 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLER GROVE WSC serves 2,265 people · EPA ID TX1120016
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Cumby Telephone Cooperative Fiber	1,000 / 200
Peoples Communications Fixed Wireless	500 / 60

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 275

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