6294 Penguin Rd, Gilmer, TX 75645 Property Records

Upshur County property record for 6294 Penguin Rd, Gilmer, TX 75645

Property Summary

Property Type	Residential
Details	5,554 sqft · built 2022
Lot Size	3.21 acres (139,828 sqft)
Owner	Individual Name on File
Tax Bill	$9,539 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S444-S02-000-TR3EPT`

Property Details

APN / Parcel Number

Primary APN	`S444-S02-000-TR3EPT`
Alternative APN	`65104332`

Interior

Building Area	5,554 sqft Total Area
1st Floor Area	3,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	139,828 sqft (3.21 acres)
Garage Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S444-S02-000-TR3EPT
Street Address	6294 PENGUIN RD
City	GILMER
State	TX
Zip	75645-8284
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 3EPT, MARTHA'S EAST MOUNTAIN S444 (A84) 3.21 ACRES & HOUSE
Jurisdiction	UPSHUR TX
Township / Civil Division	GLADEWATER
Census Block Group	1
Census Block	1025
Census Tract	950700

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	804 LINCOLN DR, LONGVIEW, TX 75604-3425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
May 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	6294 PENGUIN RD, GILMER, TX 75645-8284
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202306391
Date	Oct 3, 2023
Instrument	202306391

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	6294 PENGUIN RD, GILMER, TX 75645-8284
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 LINCOLN DR, LONGVIEW, TX 75604-3425

Mortgage

Document Number	0202205488
Date	Jul 5, 2022
Instrument	202205488

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	LONGVIEW, TX 75605

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	17 Months
Due	Dec 2, 2023

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	6294 PENGUIN RD, GILMER, TX 75645-8284
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202303051
Date	May 16, 2023
Instrument	202303051

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 5, 2028
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	12-Month MTA
Max Rate	10.5%

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,539.00 (+23.31%) Homeowner's exemption	$630,060 (-1.62%) Land $83,300 Building $546,760	$630,060 (-1.62%) Land $83,300 Building $546,760
2025	$7,736.00 (+927.36%) Homeowner's exemption	$640,450 (+0.91%) Land $88,050 Building $552,400	$640,450 (+0.91%) Land $88,050 Building $552,400
2023		$634,690 Land $133,770 Building $500,920	$634,690 Land $133,770 Building $500,920
2022	$753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENWOOD WSC serves 3,738 people · EPA ID TX2300005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

May also be available: Verizon.

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