6291 la Cumbre Rd, Somis, CA 93066 Property Records

Ventura County property record for 6291 la Cumbre Rd, Somis, CA 93066

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,257 sqft · built 1978
Lot Size	1 acre (43,560 sqft)
Owner	Company Name on File
Last Sale	$1,659,000 (Jun 2022)
Tax Bill	$19,275 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-0-381-205`

Property Details

APN / Parcel Number

Primary APN	`110-0-381-205`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,257 sqft Living Area
Gross Area	2,582 sqft
1st Floor Area	2,582 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Stucco
Construction Type	Frame
Lot Area	43,560 sqft
Lot Dimensions	229 ft deep x 191 ft wide
Garage Area	799 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	58 sqft
Patio Area	492 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6291 LA CUMBRE RD
City	SOMIS
State	CA
Zip	93066-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1AC
Legal Description	TRACT: 230900 LOT: 5 REF: 072MR 047
Legal Subdivision	2309
Legal Tract	230900
Legal Block	381
Legal Lot Number	5
Jurisdiction	VENTURA CA
Township / Civil Division	LAS POSAS
Census Block Group	2
Census Block	2090
Census Tract	9300

Owner

6291 la Cumbre Rd is owned by a company that acquired it in October 2022.

Source: Ventura County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	6291 LA CUMBRE RD, SOMIS, CA 93066-9602
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage NETX MORTGAGE LLC
Oct 14, 2022	Intrafamily Transfer, Transfer
Jun 16, 2022	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Jun 1, 2005 · Amount on File
Deed Document Number	202267886
Last Transfer Date	Oct 6, 2022
Transfer Doc	0000101316
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Jul 20, 2026
Property Address	6291 LA CUMBRE RD, SOMIS, CA 93066-9602
Document Number	0000056033
Instrument Date	Jul 13, 2026
Instrument	202656033
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	CAL TITLE, SOCAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	6291 LA CUMBRE RD, SOMIS, CA 93066-9602

Mortgage

Document Number	0000056033,
Date	Jul 20, 2026
Instrument	202656033

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Oct 14, 2022
Property Address	6291 LA CUMBRE RD, SOMIS, CA 93066-9602
Document Number	2022000101316
Map Reference	MB 72 PG 47
Instrument Date	Oct 6, 2022
Instrument	2022000101316
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	6291 LA CUMBRE RD, SOMIS, CA 93066-9602

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 16, 2022
Property Address	6291 LA CUMBRE RD, SOMIS, CA 93066-9602
Document Number	0000067886
Map Reference	MB 72 PG 47
Instrument Date	May 10, 2022
Instrument	2022000067886
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6291 LA CUMBRE RD, SOMIS, CA 93066-9602

Mortgage

Document Number	0000067887
Date	Jun 16, 2022
Instrument	2022000067887

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Mortgage

Document Number	0000067888
Date	Jun 16, 2022
Instrument	2022000067888

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6291 la Cumbre Rd was $19,275, up 2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Somis Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,795,753 (+2%) Land $1,167,402 Building $628,351
2025	$19,275.00 (+1.98%)	$1,760,543 Land $1,144,512 Building $616,031
2024	$18,901.00 (+5.44%)
2023	$17,926.00 (+11.77%)	$1,692,180 Land $1,100,070 Building $592,110
2022	$16,039.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6291 la Cumbre Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6291 la Cumbre Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA CWWD NO. 19 - SOMIS serves 1,429 people · EPA ID CA5610015
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rocket Broadband.

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