Lake County property record for 6291 E Hwy 20, Lucerne, CA 95458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,119 sqft · built 1980 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Last Sale | $400,000 (Nov 2019) |
| Tax Bill | $4,853 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2020 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 034-211-050-000 |
| Primary APN | 034-211-050-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,119 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Construction Type | Wood |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6291 E HIGHWAY 20 |
|---|---|
| City | LUCERNE |
| State | CA |
| Zip | 95458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Subdivision | CLEAR LAKE BEACH |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 501 |
Source: Lake County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8039 COACH DR, OAKLAND, CA 94605-4202 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 4, 2019 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2019 · Amount on Record |
| Deed Sale | Nov 4, 2019 · Amount on Record |
| Prior Sale | Nov 4, 2019 · Amount on Record |
| Deed Document Number | 0000013733 |
| Last Transfer Date | Dec 9, 2020 |
| Transfer Doc | 0000015963 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 6291 E HIGHWAY 20, LUCERNE, CA 95458 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8039 COACH DR, OAKLAND, CA 94605-4202 |
| Document Number | 0000017168 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021017168 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Dec 9, 2020 |
| Property Address | 6291 E HIGHWAY 20, LUCERNE, CA 95458 |
| Document Number | 0000015963 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 15963 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8039 COACH DR OAKLAND CA 946054202, OAKLAND, CA 94605-4202 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Nov 4, 2019 |
| Property Address | 6291 E HIGHWAY 20, LUCERNE, CA 95458 |
| Document Number | 0000013733 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 13733 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 8039 COACH DR OAKLAND CA 946054202, OAKLAND, CA 94605-4202 |
| Document Number | 13734 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 13734 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 3, 2049 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,853.00 (+4.55%) | $437,453 (+4.04%) Land $164,045 Building $273,408 |
| 2023 | $4,642.00 (+0.91%) | $420,469 Land $157,676 Building $262,793 |
| 2022 | $4,600.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,331.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1983–2017) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
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