6290 N Stephens Rd, Free Soil, MI 49411 Property Records

Mason County property record for 6290 N Stephens Rd, Free Soil, MI 49411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,560 sqft · built 2021
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,481 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`013-002-003-00`

Property Details

APN / Parcel Number

Primary APN	`013-002-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,560 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	3,484,800 sqft (80 acres)
Garage Area	1,664 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6290 N STEPHENS RD
City	FREE SOIL
State	MI
Zip	49411-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SM-20AB N 1/2 OF SW 1/4 SEC 2 T19N R16W 80 A M/L
Legal Range	16W
Legal Township	19N
Legal Section	02
Jurisdiction	MASON MI
Township / Civil Division	SHERMAN
Census Block Group	1
Census Block	1045
Census Tract	950100

Owner

6290 N Stephens Rd is owned and occupied by two individuals who acquired it in June 2021.

Source: Mason County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 37, FOUNTAIN, MI 49410-0037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage WEST SHORE BANK
Mar 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEST SHORE BANK
Mar 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEST SHORE BANK
Jun 21, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance WEST SHORE BANK
Feb 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 14, 2021
Transfer Doc	2021R04493
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON MI
Property Address	6290 N STEPHENS RD, FREE SOIL, MI 49411-9740
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R00497
Date	Feb 2, 2026
Instrument	2026R00497

Lender

Name	WEST SHORE BANK
Type	Bank

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON MI
Property Address	6290 N STEPHENS RD, FREE SOIL, MI 49411-9740
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R01776
Date	Mar 15, 2022
Instrument	2022R01776

Lender

Name	WEST SHORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON MI
Property Address	6290 N STEPHENS RD, FREE SOIL, MI 49411-9740
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R01223
Date	Mar 4, 2022
Instrument	2022R01223

Lender

Name	WEST SHORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASON MI
Recording Date	Jun 21, 2021
Property Address	6290 N STEPHENS RD, FREE SOIL, MI 49411-9740
Document Number	2021R04493
Instrument Date	Jun 14, 2021
Instrument	2021R04493
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	LAKESHORE LAND AND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6301 STILES RD, PENTWATER, MI 49449-9608

Mortgage

Document Number	2021R04494
Date	Jun 21, 2021
Instrument	2021R04494

Lender

Name	WEST SHORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2022

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASON MI
Recording Date	Feb 13, 2018
Property Address	6290 N STEPHENS RD, FREE SOIL, MI 49411-9740
Document Number	2018R00650
Instrument Date	Jan 24, 2018
Instrument	2018R00650
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6301 STILES RD, PENTWATER, MI 49449-9608

Tax Assessment & Valuation

The 2025 property tax bill for 6290 N Stephens Rd was $4,481 with a homeowner's exemption, up 3.6% from the year before.

Source: Mason County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mason County
County Subdivision	Sherman Township
Unified School District	Mason County Eastern District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,600 (+13.32%) Land $384,600	$769,200 (+13.32%)
2025	$4,481.00 (+3.61%) Homeowner's exemption	$339,400 Land $339,400	$678,800
2024	$4,325.00
2023		$206,700 Land $206,700	$413,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6290 N Stephens Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6290 N Stephens Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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