6290 Lower Main St, Georgetown, CA 95634 Property Records

El Dorado County property record for 6290 Lower Main St, Georgetown, CA 95634

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,179 sqft · built 1887
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Aug 2021)
Tax Bill	$4,490 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-381-013-000`

Property Details

APN / Parcel Number

Primary APN	`061-381-013-000`
Alternative APNs	`06138113100` `0613811310`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,179 sqft Living Area
1st Floor Area	1,179 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1946
Construction Type	Wood
Lot Area	4,356 sqft (0.1 acres)
Terrain	Wooded
Patio Area	1,179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	6290 LOWER MAIN ST
City	GEORGETOWN
State	CA
Zip	95634-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	POR B 20 GEORGETOWN
Legal Subdivision	GEORGETOWN
Legal Lot Number	1
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1001
Census Tract	30605

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6290 LOWER MAIN ST, GEORGETOWN, CA 95634-9644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Grant Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage JOHN CAMPBELL
Nov 6, 2020	Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	202154669
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	0000063780
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 24, 2021
Property Address	6290 LOWER MAIN ST, GEORGETOWN, CA 95634-9644
Document Number	0000054669
Instrument Date	Aug 13, 2021
Instrument	2021-0054669
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6290 LOWER MAIN ST, GEORGETOWN, CA 95634

Mortgage

Document Number	0000054670
Date	Aug 24, 2021
Instrument	2021-0054670

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6290 LOWER MAIN ST, GEORGETOWN, CA 95634-9644
Document Number	0000063781
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7480 DOUGLAS BLVD GRANITE BAY CA 957469501, GRANITE BAY, CA 95746-9501

Mortgage

Document Number	0000063781
Date	Nov 6, 2020
Instrument	63781

Lender

Name	JOHN CAMPBELL
Address	2282 OAK HILLS DR, PITTSBURG, CA 94565-4202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	EL DORADO CA
Recording Date	Nov 6, 2020
Property Address	6290 LOWER MAIN ST, GEORGETOWN, CA 95634-9644
Document Number	0000063780
Instrument Date	Oct 22, 2020
Instrument	63780
Transaction Type	Foreclosure
Record Updated	Nov 20, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7480 DOUGLAS BLVD GRANITE BAY CA 957469501, GRANITE BAY, CA 95746-9501

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,498 (+2%) Land $100,124 Building $300,374
2025	$4,490.00 (+8.66%)	$392,646 (+4.04%) Land $98,161 Building $294,485
2023	$4,132.00 (+1.57%)	$377,400 Land $94,350 Building $283,050
2022	$4,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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