6290 Baker Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 6290 Baker Rd, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,066 sqft · built 1970
Lot Size	0.856 acres (37,330 sqft)
Owner	Individual Name on File
Tax Bill	$3,068 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2023 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`33-08-23-004962-000-00`

Property Details

APN / Parcel Number

Primary APN	`33-08-23-004962-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,066 sqft Heated Area
Gross Area	2,354 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,330 sqft (0.856 acres)
Lot Dimensions	370 ft deep x 101 ft wide
Garage Area	720 sqft

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Deck Area	680 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6290 BAKER RD
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-9299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SEHEMA BEACH AS REC O R4620 PG 732
Legal Range	23
Legal Township	08
Legal Section	33
Legal Subdivision	SEHEMA BEACH
Legal Lot Number	3
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2003
Census Tract	31104

Owner

6290 Baker Rd is owned and occupied by an individual who acquired it in March 2023.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	6290 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9299
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK
Mar 1, 2023	Affidavit of Death of Joint Tenant, Transfer LAKE AREA TITLE SERVICES INC
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jun 19, 2019	Deed of Trust, Mortgage · VA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023
Deed Sale	Mar 1, 2023
Prior Sale	Jun 22, 2022 · Amount on File
Deed Document Number	2023009098
Deed Book / Page	4620 / 732
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6290 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9299
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6290 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9299
Investor	Possibly a Property Investor

Mortgage

Document Number	0046651296
Date	Nov 8, 2022
Book Page	4665/1296
Instrument	2022066285

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLAY FL
Recording Date	Mar 1, 2023
Property Address	6290 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9299
Document Number	0046931010
Book / Page	4693 / 1010
Instrument Date	Jan 9, 2023
Instrument	2023009098
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	LAKE AREA TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6290 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9299
Investor	Possibly a Property Investor

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 22, 2022
Property Address	6290 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9299
Document Number	0046200732
Book / Page	4620 / 732
Map Reference	MB 5 PG 18
Instrument Date	Jun 17, 2022
Instrument	2022038397
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	LAKE AREA TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	867 ARTHUR MOORE DR, GREEN COVE SPRINGS, FL 32043-9510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6290 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9299
Investor	Possibly a Property Investor

Mortgage

Document Number	0004620735
Date	Jun 22, 2022
Instrument	4620/735

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6290 BAKER RD, KEYSTONE HEIGHTS, FL 32656-9299
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042030128
Date	Jun 19, 2019
Book Page	4203/0128
Instrument	2019031540

Lender

Name	AMERIS BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6290 Baker Rd was $3,068 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,068.00 Homeowner's exemption	$241,300	$320,540 Land $34,997 Building $285,543
2023	$3,181.00 (-17.59%) Homeowner's exemption	$227,670 (-5.08%)	$289,426 (+20.67%) Land $34,997 Building $254,429
2022	$3,860.00	$239,857 Land $21,089 Building $218,768	$239,857 Land $21,089 Building $218,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6290 Baker Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	107.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6290 Baker Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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