629 W Front St, Buchanan, MI 49107 Property Records

Berrien County property record for 629 W Front St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,396 sqft · built 1956
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$185,356 (Sep 2025)
Tax Bill	$2,799 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`58-1350-0023-00-1`

Property Details

APN / Parcel Number

Primary APN	`58-1350-0023-00-1`
Alternative APN	`11-58-1350-0023-00-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft
Basement Area	1,396 sqft
Unfinished Basement	1,396 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	127 ft deep x 55 ft wide
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	629 W FRONT ST
City	BUCHANAN
State	MI
Zip	49107-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOT 23 COLONIAL GARDENS ADD TO CITY OF BUCHANAN
Legal Subdivision	COLONIAL GARDENS ADD
Legal Lot Number	23
Legal Unit	23
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	6
Census Block	6002
Census Tract	20200

Owner

629 W Front St is owned and occupied by an individual who bought it in September 2025.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	629 W FRONT ST, BUCHANAN, MI 49107-1115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Warranty Deed, Transfer · FHA Mortgage NOTRE DAME FCU
May 5, 2023	Intrafamily Transfer, Transfer
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Mar 27, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 2, 2017	Warranty Deed, Transfer · Conventional Mortgage CAPITAL AREA SCHOOL EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on File
Deed Sale	Sep 18, 2025 · Amount on File
Prior Sale	Sep 10, 2021 · Amount on File
Deed Document Number	2025441902
Deed Book / Page	3460 / 622
Prior Transfer Date	May 1, 2023
Prior Transfer Doc	03403/2070
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 18, 2025
Property Address	629 W FRONT ST, BUCHANAN, MI 49107-1115
Document Number	003460/622
Book / Page	3460 / 622
Map Reference	LB 8 PG 38
Instrument Date	Sep 17, 2025
Instrument	2025441902
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,391.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 MARINE LN, MARYLAND HEIGHTS, MO 63043-2014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 W FRONT ST, BUCHANAN, MI 49107-1115

Mortgage

Document Number	0003460625
Date	Sep 18, 2025
Instrument	3460/625

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	May 5, 2023
Property Address	629 W FRONT ST, BUCHANAN, MI 49107-1115
Document Number	03403/2070
Book / Page	3403 / 2070
Map Reference	LB 8 PG 38
Instrument Date	May 1, 2023
Instrument	2023380081
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 W FRONT ST, BUCHANAN, MI 49107-1115

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 10, 2021
Property Address	629 W FRONT ST, BUCHANAN, MI 49107-1115
Document Number	03343/2592
Book / Page	3343 / 2592
Map Reference	LB 8 PG 38
Instrument Date	Sep 7, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	629 W FRONT ST, BUCHANAN, MI 49107-1115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 W FRONT ST, BUCHANAN, MI 49107-1115

Mortgage

Document Number	0033432594
Date	Sep 10, 2021
Instrument	3343/2594

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 27, 2018
Property Address	629 W FRONT ST, BUCHANAN, MI 49107-1115
Document Number	03201/1328
Book / Page	3201 / 1328
Map Reference	VOL8 PG38
Instrument Date	Mar 21, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	629 W FRONT ST, BUCHANAN, MI 49107-1115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 W FRONT ST, BUCHANAN, MI 49107-1115

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 2, 2017
Property Address	629 W FRONT ST, BUCHANAN, MI 49107-1115
Document Number	03188/1568
Book / Page	3188 / 1568
Map Reference	VOL8 PG38
Instrument Date	Oct 20, 2017
Instrument	3188-1568
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,045.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	629 W FRONT ST, BUCHANAN, MI 49107-1115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 W FRONT ST, BUCHANAN, MI 49107-1115

Mortgage

Document Number	0031881570
Date	Nov 2, 2017
Instrument	3188-1570

Lender

Name	CAPITAL AREA SCHOOL EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 629 W Front St was $2,799 with a homeowner's exemption, up 2.3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,600 (+11.57%)	$185,200 (+11.57%)
2025	$2,799.00 (+2.27%) Homeowner's exemption	$83,000	$166,000
2024	$2,737.00
2023		$70,900	$141,800
2022	$2,590.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 629 W Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 629 W Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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