629 Spruce Dr, Hudson, WI 54016 Property Records

St. Croix County property record for 629 Spruce Dr, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,748 sqft · built 2002
Lot Size	0.054 acres (2,368 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (Apr 2018)
Tax Bill	$5,020 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Jan 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236-1961-59-000`

Property Details

APN / Parcel Number

Primary APN	`236-1961-59-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,748 sqft Living Area
1st Floor Area	1,220 sqft
2nd Floor Area	528 sqft
Basement Area	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	2,368 sqft (0.054 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	110 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	629 SPRUCE DR
City	HUDSON
State	WI
Zip	54016-1871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-3
Legal Description	LOT 59 SUMMER PINES
Legal Range	19W
Legal Township	29N
Legal Section	30
Legal Subdivision	SUMMER PINES
Legal Lot Number	59
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1022
Census Tract	120201

Owner

629 Spruce Dr is owned and occupied by two individuals who bought it in April 2018.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	629 SPRUCE DR, HUDSON, WI 54016-1871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 28, 2020	Deed of Trust, Mortgage · Construction Mortgage WATERSTONE MORTGAGE
Apr 20, 2018	Deed, Construction Loan · Construction Mortgage WATERSTONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Deed Document Number	20181063789
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	629 SPRUCE DR, HUDSON, WI 54016-1871
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001197916
Date	Sep 22, 2025
Instrument	1197916

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	629 SPRUCE DR, HUDSON, WI 54016-1871
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001096283
Date	Jan 28, 2020
Instrument	1096283

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

April 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ST CROIX WI
Recording Date	Apr 20, 2018
Property Address	629 SPRUCE DR, HUDSON, WI 54016-1871
Document Number	0001063789
Instrument Date	Apr 18, 2018
Instrument	1063789
Transaction Type	Construction Loan
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001063790
Date	Apr 20, 2018
Instrument	1063790

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 629 Spruce Dr was $5,020 with a homeowner's exemption, up % from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Hudson City
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,020.00 (+0.02%) Homeowner's exemption
2025	$5,019.00 Homeowner's exemption	$398,000 Land $45,000 Building $353,000	$398,000 Land $45,000 Building $353,000
2023	$4,669.00 Homeowner's exemption	$296,600 Land $29,500 Building $267,100	$296,600 Land $29,500 Building $267,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 629 Spruce Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 629 Spruce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Baldwin Telecom.

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