629 Smith St, Salisbury, MD 21801 Property Records

Wicomico County property record for 629 Smith St, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,789 sqft · built 1915
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Feb 2024)
Tax Bill	$1,247 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-028753`

Property Details

APN / Parcel Number

Primary APN	`13-028753`
Alternative APN	`028753`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,789 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Porch	Slab
Porch Area	464 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	028753
Street Address	629 SMITH ST
City	SALISBURY
State	MD
Zip	21801-5847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	7,500 SQFT 629 SMITH ST CITY OF SALIS
Jurisdiction	WICOMICO MD
Township / Civil Division	13, CAMDEN
Census Block Group	1
Census Block	1022
Census Tract	400

Owner

629 Smith St is owned and occupied by two individuals who bought it in February 2024.

Source: Wicomico County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	629 SMITH ST, SALISBURY, MD 21801-5847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Feb 1, 2024	Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP
Jun 5, 2023	Deed, Transfer · Commercial Mortgage CHANGFA YANG
May 5, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on File
Deed Sale	Feb 1, 2024 · Amount on File
Prior Sale	Jun 5, 2023 · Amount on File
Deed Book / Page	5349 / 1
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	629 SMITH ST, SALISBURY, MD 21801-5847
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053490028
Date	Feb 1, 2024
Book Page	5349/28

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Feb 1, 2024
Property Address	629 SMITH ST, SALISBURY, MD 21801-5847
Document Number	0053490001
Book / Page	5349 / 1
Instrument Date	Dec 6, 2023
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	629 SMITH ST, SALISBURY, MD 21801-5847

Mortgage

Document Number	0053490010
Date	Feb 1, 2024
Book Page	5349/10

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2054

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Jun 5, 2023
Property Address	629 SMITH ST, SALISBURY, MD 21801-5847
Document Number	0052600316
Book / Page	5260 / 316
Instrument Date	May 19, 2023
Transaction Type	Transfer
Record Updated	Jun 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5906 L ST, FAIRMOUNT HEIGHTS, MD 20743-1466

Mortgage

Document Number	0052600320
Date	Jun 5, 2023
Instrument	5260-0320

Lender

Name	CHANGFA YANG
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	May 5, 2023
Property Address	629 SMITH ST, SALISBURY, MD 21801-5847
Document Number	0052480050
Book / Page	5248 / 50
Instrument Date	May 1, 2023
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount on Record
Tax	$408.41
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LAWRENCE AVE, NEWARK, DE 19711-7216

Tax Assessment & Valuation

The 2025 property tax bill for 629 Smith St was $1,247.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,667	$248,000 Land $19,000 Building $229,000
2025	$1,247.00
2023	$783.00	$78,500	$79,000 Land $15,700 Building $63,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 629 Smith St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 629 Smith St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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