629 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 629 Seacliff Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,840 sqft · built 1949
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Apr 2020)
Tax Bill	$17,818 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`038-166-01`

Property Details

APN / Parcel Number

Primary APN	`038-166-01`
Alternative APN	`038-166-01-000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	2,840 sqft Living Area
Gross Area	3,369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2024
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,097 sqft (0.117 acres)
View / Lot	Ocean
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Deck Area	618 sqft
Patio Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	629 SEACLIFF DR
City	APTOS
State	CA
Zip	95003-3573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-4
Legal Subdivision	SUBDIVISION NO 4 SEACLIFF PARK
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1019
Census Tract	122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 WILLOWBROOK DR, PORTOLA VALLEY, CA 94028-7838
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Nov 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WORRELL MARITAL TRUST (PT)
Apr 23, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE
Apr 23, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2020 · Amount on Record
Deed Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	202013956
Last Transfer Date	Oct 21, 2020
Transfer Doc	0000046726
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	629 SEACLIFF DR, APTOS, CA 95003-3573
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	LENNAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 SEACLIFF DR, APTOS, CA 95003-3573

Mortgage

Document Number	0000006130
Date	Mar 23, 2026
Instrument	2026-0006130

Lender

Name	ZB NA
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	10.7%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 6, 2020
Property Address	629 SEACLIFF DR, APTOS, CA 95003-3573
Document Number	0000046726
Instrument Date	Oct 21, 2020
Instrument	46726
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	110 WILLOWBROOK DR PORTOLA VALLEY CA 940287838, PORTOLA VALLEY, CA 94028-7838

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	629 SEACLIFF DR, APTOS, CA 95003-3573
Document Number	0000015861
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WILLOWBROOK DR PORTOLA VALLEY CA 940287838, PORTOLA VALLEY, CA 94028-7838

Mortgage

Document Number	0000015861
Date	May 8, 2020
Instrument	15861

Lender

Name	WORRELL MARITAL TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 23, 2020
Property Address	629 SEACLIFF DR, APTOS, CA 95003-3573
Document Number	0000013956
Instrument Date	Apr 3, 2020
Instrument	13956
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 SEACLIFF DR APTOS CA 950033573, APTOS, CA 95003-3573

April 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 23, 2020
Property Address	629 SEACLIFF DR, APTOS, CA 95003-3573
Document Number	0000013955
Instrument Date	Apr 3, 2020
Instrument	13955
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 BLAKE ST BERKELEY CA 947042756, BERKELEY, CA 94704-2756

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,462,427 (+2%) Land $780,863 Building $681,564
2025	$17,818.00 (+58.59%)	$1,433,752 (+52.97%) Land $765,552 Building $668,200
2024	$11,235.00 (-2.11%)
2023	$11,477.00 (+6.61%)	$937,302 Land $735,825 Building $201,477	$1,026,360
2022	$10,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Surfnet Communications, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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