629 Paseo Rio, Vista, CA 92081 Property Records

San Diego County property record for 629 Paseo Rio, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,725 sqft · built 1990
Lot Size	0.98 acres (4,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (Apr 2024)
Tax Bill	$10,151 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`166-771-57-00`

Property Details

APN / Parcel Number

Primary APN	`166-771-57-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,725 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	4,260 sqft (0.98 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	629 PASEO RIO
City	VISTA
State	CA
Zip	92081-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M
Legal Description	LOT 104 TR 012198
Legal Subdivision	VISTA #86-20
Legal Tract	012198
Legal Block	1
Legal Lot Number	104
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1015
Census Tract	19701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	629 PASEO RIO, VISTA, CA 92081-6322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Grant Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Apr 12, 2024	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Dec 9, 2022	Intrafamily Transfer, Transfer
Mar 18, 2022	Intrafamily Transfer, Transfer
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Sep 29, 2003 · Amount on Record
Deed Document Number	202491937
Prior Transfer Date	Mar 27, 2024
Prior Transfer Doc	0000091936
Record Updated	Sep 20, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2024
Property Address	629 PASEO RIO, VISTA, CA 92081-6322
Document Number	0000091937
Map Reference	MAP 12198
Instrument Date	Mar 27, 2024
Instrument	2024-0091937
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	629 PASEO RIO, VISTA, CA 92081-6322

Mortgage

Document Number	0000091938
Date	Apr 12, 2024
Instrument	2024-0091938

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2024
Property Address	629 PASEO RIO, VISTA, CA 92081-6322
Document Number	0000091936
Map Reference	MAP 12198
Instrument Date	Mar 27, 2024
Instrument	2024-0091936
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8 LEFFINGTON PL, LADERA RANCH, CA 92694-1242

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 9, 2022
Property Address	629 PASEO RIO, VISTA, CA 92081-6322
Document Number	0000463298
Map Reference	MAP 12198
Instrument Date	Dec 2, 2022
Instrument	2022-0463298
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 PASEO RIO, VISTA, CA 92081-6322

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2022
Property Address	629 PASEO RIO, VISTA, CA 92081-6322
Document Number	0000122555
Map Reference	MAP 12198
Instrument Date	Mar 18, 2022
Instrument	2022-0122555
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 PASEO RIO, VISTA, CA 92081-6322

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	629 PASEO RIO, VISTA, CA 92081-6322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 PASEO RIO, VISTA, CA 92081-6322

Mortgage

Document Number	0000484173
Date	Aug 25, 2020
Instrument	2020-0484173

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$853,128 (+2%) Land $572,220 Building $280,908
2025	$10,151.00 (+68.51%) Homeowner's exemption	$836,400 (+70.02%) Land $561,000 Building $275,400
2023	$6,024.00 (+0.25%) Homeowner's exemption	$491,944 Land $170,813 Building $321,131
2022	$6,009.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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