629 N Locust St, Buffalo, MO 65622 Property Records

Dallas County property record for 629 N Locust St, Buffalo, MO 65622

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,239 sqft · built 1915
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$250 (2025)
Deeds & Mortgages	Oct 2026 Sale Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-6.0-23-003-013-008.000`

Property Details

APN / Parcel Number

Primary APN	`09-6.0-23-003-013-008.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,239 sqft Base Area
1st Floor Area	1,239 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	106 ft deep x 186 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	629 N LOCUST ST
City	BUFFALO
State	MO
Zip	65622-7519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SW 186' X 106'; LOT SIZE: 106' X 165'
Legal Range	20W
Legal Township	34N
Legal Section	23
Jurisdiction	DALLAS MO
Township / Civil Division	NORTH BENTON
Census Block Group	5
Census Block	5009
Census Tract	480200

Owner

Source: Dallas County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	629 N LOCUST ST, BUFFALO, MO 65622-7519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 26, 2024	Deed of Trust, Mortgage O BANNON BANKING CO
Apr 12, 2021	Deed of Trust, Mortgage O BANNON BANKING CO
Apr 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage O BANNON BANKING CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2026
Deed Sale	Oct 6, 2026
Prior Sale	Apr 3, 2007 · Amount on Record
Deed Document Number	20262570
Deed Book / Page	2026 / 2570
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Oct 6, 2026
Property Address	629 N LOCUST ST, BUFFALO, MO 65622-7519
Document Number	0000002570
Book / Page	2026 / 2570
Instrument Date	Oct 5, 2026
Instrument	20262570
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 N LOCUST ST, BUFFALO, MO 65622-7519

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	629 N LOCUST ST, BUFFALO, MO 65622-7519
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002024/406
Date	Feb 26, 2024
Book Page	2024/406
Instrument	202400406

Lender

Name	O BANNON BANKING CO
Type	Bank
Address	BUFFALO, MO 65622

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Feb 26, 2027

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	629 N LOCUST ST, BUFFALO, MO 65622-7519
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1198, PARKER, CO 80134-1198

Mortgage

Document Number	2021/1046
Date	Apr 12, 2021
Book Page	2021/1046
Instrument	202101046

Lender

Name	O BANNON BANKING CO
Type	Bank
Address	FORDLAND, MO 65652

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Apr 8, 2024

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	629 N LOCUST ST, BUFFALO, MO 65622-7519
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/0804
Date	Apr 10, 2018
Book Page	2018/0804
Instrument	201800804

Lender

Name	O BANNON BANKING CO
Type	Bank
Address	BUFFALO, MO 65622

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Dallas County
Municipality	Buffalo City
Unified School District	Dallas County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$250.00 (+11.11%)	$5,640 (+11.02%)	$29,700 (+11.24%) Land $11,100 Building $18,600
2023	$225.00	$5,080	$26,700 Land $9,500 Building $17,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO PWS serves 3,462 people · EPA ID MO5010114
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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