629 N Gem St, Tulare, CA 93274 Property Records

Tulare County property record for 629 N Gem St, Tulare, CA 93274

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,282 sqft · built 1941
Lot Size	0.17 acres (7,388 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2025)
Tax Bill	$3,013 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`170-204-005-000`

Property Details

APN / Parcel Number

Primary APN	`170-204-005-000`
Alternative APNs	`170-204-005` `17020405000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
1st Floor Area	1,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Wood
Lot Area	7,388 sqft (0.17 acres)
Garage Area	247 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	170-204-005
Street Address	629 N GEM ST
City	TULARE
State	CA
Zip	93274-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COLLEGE GDN LT 4 BLK 5
Legal Subdivision	COLLEGE GDN
Legal Block	5
Legal Lot Number	4
Jurisdiction	TULARE CA
Township / Civil Division	TULARE
Census Block Group	4
Census Block	4016
Census Tract	2303

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	629 N GEM ST, TULARE, CA 93274-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2025	Deed of Trust, Mortgage · Line of Credit TULARE COUNTY FCU
Dec 19, 2025	Grant Deed, Transfer · FHA Mortgage MLD MORTGAGE
Mar 4, 2022	Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Mar 13, 2018	Grant Deed, Transfer · Conventional Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Mar 4, 2022 · Amount on Record
Deed Document Number	202566219
Prior Transfer Date	Jun 15, 2011
Prior Transfer Doc	0000057907
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	629 N GEM ST, TULARE, CA 93274-2808
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 N GEM ST, TULARE, CA 93274-2808

Mortgage

Document Number	0000005735
Date	Feb 10, 2025
Instrument	2025-0005735

Lender

Name	TULARE COUNTY FCU
Type	Credit Union
Address	TULARE, CA 93274

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Dec 19, 2025
Property Address	629 N GEM ST, TULARE, CA 93274-2808
Document Number	0000066219
Map Reference	MB 18 PG 57
Instrument Date	Oct 30, 2025
Instrument	2025-0066219
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 N GEM ST, TULARE, CA 93274-2808

Mortgage

Document Number	0000066220
Date	Dec 19, 2025
Instrument	2025-0066220

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Mar 4, 2022
Property Address	629 N GEM ST, TULARE, CA 93274-2808
Document Number	0000014602
Map Reference	MB 18 PG 57
Instrument Date	Feb 14, 2022
Instrument	2022-0014602
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 N GEM ST, TULARE, CA 93274-2808

Mortgage

Document Number	0000014603
Date	Mar 4, 2022
Instrument	2022-0014603

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Mar 13, 2018
Property Address	629 N GEM ST, TULARE, CA 93274-2808
Document Number	0000012448
Instrument Date	Feb 23, 2018
Instrument	12448
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$188.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	629 N GEM ST TULARE CA 932742808, TULARE, CA 93274-2808

Mortgage

Document Number	12450
Date	Mar 13, 2018
Instrument	12450

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 12, 2028

Mortgage

Document Number	12449,
Date	Mar 13, 2018
Instrument	12449

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2048

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Tulare City
Elementary School District	Tulare City Elementary School District (KG - 08)
Secondary School District	Tulare Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$300,000 (+8.73%) Land $70,000 Building $230,000
2025	$3,013.00 (+2.97%)	$275,913 (+4.04%) Land $68,978 Building $206,935
2023	$2,926.00 (+46.08%)	$265,200 Land $66,300 Building $198,900
2022	$2,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TULARE serves 72,241 people · EPA ID CA5410015
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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