629 James St, Adrian, MI 49221 Property Records

Lenawee County property record for 629 James St, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,270 sqft · built 1880
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (May 2021)
Tax Bill	$1,573 (2025)
Deeds & Mortgages	May 2024 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`XA0-820-2006-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-820-2006-00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,270 sqft Living Area
1st Floor Area	766 sqft
Basement Area	766 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	629 JAMES ST
City	ADRIAN
State	MI
Zip	49221-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 5 BLK 15 E H WINANS ADD
Legal Subdivision	E H WINANS ADD
Legal Block	15
Legal Lot Number	5
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	4
Census Block	4000
Census Tract	61302

Owner

Source: Lenawee County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	629 JAMES ST, ADRIAN, MI 49221-3313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2024	Deed of Trust, Mortgage LAKE TRUST CREDIT UNION
Feb 2, 2026	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
May 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Deed Book / Page	2619 / 311
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	629 JAMES ST, ADRIAN, MI 49221-3313
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026690220
Date	May 17, 2024
Book Page	2669/220

Lender

Name	LAKE TRUST CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2044

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Feb 2, 2026
Property Address	629 JAMES ST, ADRIAN, MI 49221-3313
Document Number	0026950652
Book / Page	2695 / 652
Map Reference	LB 41 PG 803
Instrument Date	Jan 30, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	629 JAMES ST, ADRIAN, MI 49221-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1142 LANSING ST LOT 150, 150, ADRIAN, MI 49221-4045

Mortgage

Document Number	0000269667
Date	Feb 2, 2026
Instrument	2696/67

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Mortgage

Document Number	0026960068
Date	Feb 10, 2026
Book Page	2696/68

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	May 14, 2021
Property Address	629 JAMES ST, ADRIAN, MI 49221-3313
Document Number	0026190311
Book / Page	2619 / 311
Instrument Date	May 12, 2021
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8531 WATERS RD, ADRIAN, MI 49221

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,200 (+13.29%)	$78,400 (+13.29%)
2025	$1,573.00 (+2.21%) Homeowner's exemption	$34,600 (+18.49%)	$69,200 (+18.49%)
2024	$1,539.00
2023		$29,200 (+2.1%)	$58,400 (+2.1%)
2022		$28,600	$57,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: D&P Communications.

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