629 Harvey St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 629 Harvey St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1973
Lot Size	0.446 acres (19,428 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Aug 2023)
Tax Bill	$3,519 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-BG-060-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-BG-060-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	19,428 sqft (0.446 acres)
Lot Dimensions	24.3 ft deep x 8 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	36 sqft
Patio Area	130 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	629 HARVEY ST
City	RIPON
State	WI
Zip	54971-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S28 T16N R14E BENSON'S ADDITION LOT 6
Legal Range	14E
Legal Township	16N
Legal Section	28
Legal Subdivision	BENSONS ADDITION
Legal Lot Number	6
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3019
Census Tract	41500

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	629 HARVEY ST, RIPON, WI 54971-9557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 13, 2022	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 19, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	May 13, 2022 · Amount on Record
Deed Document Number	20231186890
Prior Transfer Date	May 11, 2022
Prior Transfer Doc	0001170294
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	629 HARVEY ST, RIPON, WI 54971-9557
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 HARVEY ST, RIPON, WI 54971-9557

Mortgage

Document Number	0001217457
Date	Dec 17, 2025
Instrument	1217457

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Aug 18, 2023
Property Address	629 HARVEY ST, RIPON, WI 54971-9557
Document Number	0001186890
Instrument Date	Aug 17, 2023
Instrument	1186890
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 HARVEY ST, RIPON, WI 54971-9557

Mortgage

Document Number	0001186891
Date	Aug 18, 2023
Instrument	1186891

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FOND DU LAC WI
Recording Date	May 13, 2022
Property Address	629 HARVEY ST, RIPON, WI 54971-9557
Document Number	0001170295
Instrument Date	May 11, 2022
Instrument	1170295
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	NOT AVAILABLE, GUARANTY CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 HARVEY ST, RIPON, WI 54971-9557

Mortgage

Document Number	0001170296
Date	May 13, 2022
Instrument	1170296

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FOND DU LAC WI
Recording Date	Apr 19, 2022
Property Address	629 HARVEY ST, RIPON, WI 54971-9557
Document Number	0001169094
Instrument Date	Apr 7, 2022
Instrument	1169094
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	629 HARVEY ST, RIPON, WI 54971-9557

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,519.00 (+12.18%)	$152,500 (-) Land $26,000 Building $126,500	$235,208 (+31.29%) Land $40,101 Building $195,107
2023	$3,137.00 (+29.09%) Homeowner's exemption	$152,500 (+22.59%) Land $26,000 Building $126,500	$179,158 (+36.66%) Land $30,545 Building $148,613
2022	$2,430.00 Homeowner's exemption	$124,400 Land $26,000 Building $98,400	$131,095 Land $27,399 Building $103,696

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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