629 Cross St, Ogden, UT 84404 Property Records

Weber County property record for 629 Cross St, Ogden, UT 84404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,082 sqft · built 1920
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$363,800 (May 2021)
Tax Bill	$1,945 (2026)
Deeds & Mortgages	Mar 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-025-0019`

Property Details

APN / Parcel Number

Primary APN	`13-025-0019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	1,082 sqft
Basement Area	800 sqft
Unfinished Basement	1,082 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	629 CROSS ST
City	OGDEN
State	UT
Zip	84404-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 21, ORCHARD ADDITION, OGDEN CITY, WEBER COUNTY, UTAH.
Legal Range	1W
Legal Township	6N
Legal Section	21
Legal Subdivision	ORCHARD ADDITION
Legal Lot Number	21
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	2
Census Block	2006
Census Tract	200500

Owner

Source: Weber County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	629 CROSS ST, OGDEN, UT 84404-5023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
May 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
Feb 6, 2018	Special Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	May 19, 2020 · Amount on Record
Deed Document Number	20213149655
Prior Transfer Date	Aug 10, 2005
Prior Transfer Doc	0002145886
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	629 CROSS ST, OGDEN, UT 84404-5023
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003221971
Date	Mar 7, 2022
Instrument	3221971

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	May 3, 2021
Property Address	629 CROSS ST, OGDEN, UT 84404-5023
Document Number	0003149655
Instrument Date	Apr 30, 2021
Instrument	3149655
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	NOVATION TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	629 CROSS ST, OGDEN, UT 84404-5023

Mortgage

Document Number	0003149707
Date	May 3, 2021
Instrument	3149707

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBER UT
Recording Date	May 19, 2020
Property Address	629 CROSS ST, OGDEN, UT 84404-5023
Document Number	0003055388
Instrument Date	May 14, 2020
Instrument	3055388
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	INWEST TITLE SVCS SALT LAKE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	629 CROSS ST, OGDEN, UT 84404-5023

Mortgage

Document Number	0003055389
Date	May 19, 2020
Instrument	3055389

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Feb 6, 2018
Property Address	629 CROSS ST, OGDEN, UT 84404-5023
Document Number	0002903578
Instrument Date	Feb 5, 2018
Instrument	2903578
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	HICKMAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 CROSS ST, OGDEN, UT 84404-5023

Mortgage

Document Number	0002903582
Date	Feb 6, 2018
Instrument	2903582

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	0002903583
Date	Feb 6, 2018
Instrument	2903583

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,945.00 (-14.09%)	$162,250 (-11.13%) Land $73,736 Building $88,514	$295,001 (-11.13%) Land $134,066 Building $160,935
2025	$2,264.00 (+20.62%)	$182,579 (+22.04%) Land $60,448 Building $122,131	$331,962 (+22.04%) Land $109,906 Building $222,056
2023	$1,877.00	$149,600 Land $53,789 Building $95,811	$272,000 Land $97,798 Building $174,202

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Connext Networks, Utah Broadband.

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