629 Central St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 629 Central St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,285 sqft · built 1920
Lot Size	0.197 acres (8,560 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Oct 2023)
Tax Bill	$2,687 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-03770000`

Property Details

APN / Parcel Number

Primary APN	`07-03770000`
Alternative APN	`907-03770000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,285 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Other
Lot Area	8,560 sqft (0.197 acres)
Lot Dimensions	107 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	907-03770000
Street Address	629 CENTRAL ST
City	OSHKOSH
State	WI
Zip	54901-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	N1/2 OF LOT 23 & ALL OF LOT 24 BLK 45 W W WRIGHTS SUBD OFPART OF BLK 45 & F
Legal Subdivision	W W WRIGHTS SUBDIVISION
Legal Block	45
Legal Lot Number	23,24
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	4
Census Block	4012
Census Tract	502

Owner

629 Central St is owned and occupied by an individual who bought it in October 2023.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	629 CENTRAL ST, OSHKOSH, WI 54901-4419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Warranty Deed, Transfer · Conventional Mortgage VERVE A CU
Aug 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Aug 25, 2021 · Amount on File
Deed Document Number	20231911881
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Oct 13, 2023
Property Address	629 CENTRAL ST, OSHKOSH, WI 54901-4419
Document Number	0001911881
Map Reference	MAP 1894
Instrument Date	Oct 12, 2023
Instrument	1911881
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 CENTRAL ST, OSHKOSH, WI 54901-4419

Mortgage

Document Number	0001911882
Date	Oct 13, 2023
Instrument	1911882

Lender

Name	VERVE A CU
Type	Credit Union
Address	OSHKOSH, WI 54903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Aug 25, 2021
Property Address	629 CENTRAL ST, OSHKOSH, WI 54901-4419
Document Number	0001861215
Instrument Date	Aug 13, 2021
Instrument	1861215
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Tax	$1,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 S MAIN ST # E, E, OSHKOSH, WI 54902-6034
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$144,000 (-) Land $23,400 Building $120,600
2024	$2,687.00 (+9.94%)	$144,000 (+72.04%) Land $23,400 Building $120,600
2023	$2,444.00 (+1.08%) Homeowner's exemption	$83,700 (-) Land $14,700 Building $69,000	$120,949 Land $21,242 Building $99,707
2022	$2,418.00	$83,700 Land $14,700 Building $69,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 629 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 629 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures