629 Ada Dr SE, Ada, MI 49301 Property Records

Kent County property record for 629 Ada Dr SE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,726 sqft · built 1987
Lot Size	0.326 acres (14,201 sqft)
Owner	Trust Name on File
Last Sale	$330,000 (Mar 2021)
Tax Bill	$16,885 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-15-34-104-006`

Property Details

APN / Parcel Number

Primary APN	`41-15-34-104-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	12 Rooms
Building Area	1,726 sqft Living Area
1st Floor Area	1,678 sqft
Basement Area	1,678 sqft
Finished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Lot Area	14,201 sqft (0.326 acres)
Lot Depth	99.5 ft Depth
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	2,140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	629 ADA DR SE
City	ADA
State	MI
Zip	49301-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Description	LOTS 1 & 2 EX NWLY 40.5 FT BLK 3 ALSO PART OF LOT 3 BLK 3 COM AT MOST ELY COR THEREOF TH NWLY ALONG NLY LOT LINE 81.80 FT TH
Legal Subdivision	CITIZENS PLAT
Legal Block	3
Legal Lot Number	1-3
Jurisdiction	KENT MI
Township / Civil Division	ADA
Census Block Group	2
Census Block	2020
Census Tract	11902

Owner

629 Ada Dr SE is owner-occupied and held in a trust since March 2021.

Source: Kent County records, as of September 18, 2026

Owner of Record	Trust Name on File
Mailing Address	629 ADA DR SE, ADA, MI 49301-9002
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Mar 12, 2021	Warranty Deed, Transfer · ARM LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Aug 15, 2016
Deed Document Number	202129501
Prior Transfer Date	Nov 10, 1994
Prior Transfer Doc	5457000608
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	629 ADA DR SE, ADA, MI 49301-9002
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 ADA DR SE, ADA, MI 49301-9002

Mortgage

Document Number	0000004901
Date	Jan 18, 2022
Instrument	20220118-0004901

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 12, 2021
Property Address	629 ADA DR SE, ADA, MI 49301-9002
Document Number	0000029501
Map Reference	LB 2 PG 69
Instrument Date	Feb 26, 2021
Instrument	20210312-0029501
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,838.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 ADA DR SE # SE101, 660, ADA, MI 49301-9153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1774 STERLING OAKS BLVD SE, ADA, MI 49301-8741

Mortgage

Document Number	0000029502
Date	Mar 12, 2021
Instrument	20210312-0029502

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 629 Ada Dr SE was $16,885.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Ada Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$648,300 (+5.74%)	$1,296,600 (+5.74%)
2025	$16,885.00 Homeowner's exemption	$613,100	$1,226,200
2023		$547,100	$1,094,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 629 Ada Dr SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 629 Ada Dr SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA TOWNSHIP serves 7,584 people · EPA ID MI0000012
Water Source	Purchased surface water from GRAND RAPIDS
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Ada Dr SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures