6289 Stephen, Brighton, MI 48116 Property Records

Livingston County property record for 6289 Stephen, Brighton, MI 48116

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,315 sqft · built 1957
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,900 (Sep 1995)
Tax Bill	$1,440 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-105-088`

Property Details

APN / Parcel Number

Primary APN	`16-05-105-088`
Alternative APN	`471605105088`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,315 sqft Living Area
1st Floor Area	1,315 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	16,509 sqft (0.379 acres)
Lot Dimensions	220 ft deep x 75 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6289 STEPHEN
City	BRIGHTON
State	MI
Zip	48116-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC. 5 T1N, R6E, THE SAXONY SUBDIVISION NO. 1 LOT 88
Legal Range	06E
Legal Township	01N
Legal Section	05
Legal Subdivision	THE SAXONY SUB
Legal Tract	744400
Legal Lot Number	88
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GREEN OAK
Census Block Group	2
Census Block	2002
Census Tract	744400

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6289 STEPHEN, BRIGHTON, MI 48116-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FINANCIAL CU
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 26, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 30, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 1995 · Amount on Record
Deed Sale	Sep 7, 1995 · Amount on Record
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	6289 STEPHEN, BRIGHTON, MI 48116-2126
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6289 STEPHEN BRIGHTON, BRIGHTON, MI 48116

Mortgage

Document Number	0000022316
Date	Aug 16, 2022
Instrument	2022R-022316

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 31, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	6289 STEPHEN, BRIGHTON, MI 48116-2126
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6289 STEPHEN, BRIGHTON, MI 48116-2126

Mortgage

Document Number	2021R012507
Date	Mar 22, 2021
Instrument	2021R-012507

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	6289 STEPHEN, BRIGHTON, MI 48116-2126
Document Number	0000021372
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6289 STEPHEN BRIGHTON MI 481162126, BRIGHTON, MI 48116-2126

Mortgage

Document Number	0000021372
Date	Jul 6, 2020
Instrument	21372

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2035

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	6289 STEPHEN, BRIGHTON, MI 48116-2126
Document Number	0000016852
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6289 STEPHE BRIGHTON MI 48116, BRIGHTON, MI 48116

Mortgage

Document Number	0000016852
Date	Jun 8, 2017
Instrument	16852

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 7, 2032

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Green Oak Township
Unified School District	Brighton Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,900 (+25.52%)	$253,800 (+25.52%)
2025	$1,440.00 (+2.86%)
2023		$101,100
2021			$202,200
2019	$1,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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