Clay County property record for 6286 Lake Dr, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,323 sqft · built 1962 |
| Lot Size | 0.472 acres (20,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,740 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-06-23-000677-000-00 |
| Primary APN | 21-06-23-000677-000-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,323 sqft Living Area |
| Gross Area | 2,599 sqft |
| 1st Floor Area | 2,323 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 20,560 sqft (0.472 acres) |
| Lot Dimensions | 290 ft deep x 71 ft wide |
| Garage Area | 864 sqft |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 1,020 sqft |
| Storage Building | 80 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6286 LAKE DR |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-9735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | PT LOT 10 KINGSLEY LAKE VILLAG AS REC OR 1657 PG 952, 4572 PG 551 & 4903 PG 137 |
| Legal Range | 23E |
| Legal Township | 06S |
| Legal Section | 21 |
| Legal Subdivision | KINGSLEY LAKE VILLAG |
| Legal Lot Number | 10 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | KEYSTONE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 980000 |
6286 Lake Dr is owned by two individuals who acquired it in February 2025.
Source: Clay County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2012 WALNUT ST, JACKSONVILLE, FL 32206-3832 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 16, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 6, 2025 |
| Transfer Doc | 0049030137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 6286 LAKE DR, STARKE, FL 32091-9735 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 62284 86 LAKE DRIVE, STARKE, FL 32091 |
| Document Number | 0046821728 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 4682/1728 |
| Instrument | 2023002450 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Sep 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 16, 2022 |
| Property Address | 6286 LAKE DR, STARKE, FL 32091-9735 |
| Document Number | 0045720551 |
| Book / Page | 4572 / 551 |
| Map Reference | MB 4 PG 49 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2022010507 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2012 WALNUT ST, JACKSONVILLE, FL 32206-3832 |
The 2025 property tax bill for 6286 Lake Dr was $8,740, up 3% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,740.00 (+3.04%) | $573,071 Land $316,305 Building $256,766 | $573,071 Land $316,305 Building $256,766 |
| 2024 | $8,482.00 (-7.28%) | ||
| 2023 | $9,148.00 (+7.62%) | $559,812 (+5.43%) Land $316,305 Building $243,507 | $559,812 (+5.43%) Land $316,305 Building $243,507 |
| 2022 | $8,500.00 | $530,980 Land $316,305 Building $214,675 | $530,980 Land $316,305 Building $214,675 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6286 Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6286 Lake Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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