6286 Chippewa Ave, Saugatuck, MI 49453 Property Records

Allegan County property record for 6286 Chippewa Ave, Saugatuck, MI 49453

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,366 sqft · built 2001
Lot Size	0.952 acres (41,469 sqft)
Owner	Individual Name on File
Tax Bill	$4,185 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-370-008-00`

Property Details

APN / Parcel Number

Primary APN	`20-370-008-00`
Alternative APN	`03-20-370-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,366 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Lot Area	41,469 sqft (0.952 acres)
Lot Dimensions	230 ft deep x 100 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6286 CHIPPEWA AVE
City	SAUGATUCK
State	MI
Zip	49453-9670
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	UNIT 8 SPREADING OAKS CONDOMINIUM SEC 14 T3N R16W (94)
Legal Range	16W
Legal Township	03N
Legal Section	14
Legal Subdivision	SPREADING OAKS CONDOMINIUM
Legal Unit	8
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	1
Census Block	1004
Census Tract	30802

Owner

6286 Chippewa Ave, a condominium, is owned and occupied by an individual who acquired it in August 2020.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	6286 CHIPPEWA AVE, SAUGATUCK, MI 49453-9670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 17, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 10, 2020
Transfer Doc	4498/104
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	6286 CHIPPEWA AVE, SAUGATUCK, MI 49453-9670
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6286 CHIPPEWA AVE, SAUGATUCK, MI 49453-9670

Mortgage

Document Number	4654/726
Date	Aug 5, 2021
Book Page	4654/726

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2041

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Aug 17, 2020
Property Address	6286 CHIPPEWA AVE, SAUGATUCK, MI 49453-9670
Document Number	4498/104
Book / Page	4498 / 104
Instrument Date	Aug 10, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6286 CHIPPEWA AVE, 6286, SAUGATUCK, MI 49453-9670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6286 CHIPPEWA AVE, SAUGATUCK, MI 49453-9670

Tax Assessment & Valuation

The 2025 property tax bill for 6286 Chippewa Ave was $4,185 with a homeowner's exemption, up 4.7% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Saugatuck Township
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,400 (+7.19%) Land $26,700 Building $229,700	$512,800 (+7.19%) Land $53,400 Building $459,400
2025	$4,185.00 (+4.73%) Homeowner's exemption	$239,200 Land $25,300 Building $213,900	$478,400 Land $50,600 Building $427,800
2024	$3,996.00
2023		$196,200 Land $23,300 Building $172,900	$392,400 Land $46,600 Building $345,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6286 Chippewa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6286 Chippewa Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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