6286 Bradford Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 6286 Bradford Rd, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 4,122 sqft · built 1979
Lot Size0.663 acres (28,895 sqft)
Owner2 Individual Names on Record
Last Sale$152,900 (Apr 2015)
Tax Bill$5,697 (2025)
Deeds & MortgagesMay 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN274B058

Property Details

APN / Parcel Number

Primary APN274B058
Alternative APN
  • 1622126011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area4,122 sqft Living Area
1st Floor Area2,061 sqft
Basement Area2,061 sqft
Finished Basement2,061 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeFrame
Roof MaterialAsphalt
Lot Area28,895 sqft (0.663 acres)
Garage Area572 sqft
DrivewayDriveway
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number274B058
Street Address6286 BRADFORD RD
CityCHERRY VALLEY
StateIL
Zip61016-9757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPLAT 4 OF THORNE LEDGE PT W 3/4 OF NW1/4 SEC 22-43-2 LOT 048
Legal Range2
Legal Township43
Legal Section22
Legal SubdivisionTHORNE LEDGE 4
Legal Lot Number048
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group3
Census Block3037
Census Tract3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6286 BRADFORD RD, CHERRY VALLEY, IL 61016-9757
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2015 · Amount on Record
Deed SaleApr 2, 2015 · Amount on Record
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address6286 BRADFORD RD, CHERRY VALLEY, IL 61016-9757
Document Number0001018082
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6286 BRADFORD RD CHERRY VALLEY IL 610169757, CHERRY VALLEY, IL 61016-9757

Mortgage

Document Number0001018082
DateJul 6, 2020
Instrument1018082
Lender
NameBLACKHAWK BK
TypeBank
AddressBELVIDERE, IL 61008
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,697.00 (+4.8%) Homeowner's exemption$86,501 (+10.55%) Land $11,484 Building $75,017$259,503 (+10.55%) Land $34,452 Building $225,051
2024$5,436.00$78,246 (+19.02%) Land $10,388 Building $67,858$234,738 (+19.02%) Land $31,164 Building $203,574
2022Homeowner's exemption$65,744 Land $8,800 Building $56,944$197,232 Land $26,400 Building $170,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2007–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: T-Mobile.

Nearby Properties on Bradford Rd

Nearby Streets

Search Property Records by Address or Parcel Number