6286 Banning Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 6286 Banning Rd, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,164 sqft · built 1950
Lot Size	0.385 acres (16,814 sqft)
Owner	Owner Name on File
Tax Bill	$2,742 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`228-0002-0163-00`

Property Details

APN / Parcel Number

Primary APN	`228-0002-0163-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	1,056 sqft
Finished Basement	576 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,814 sqft (0.385 acres)
Lot Dimensions	330 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6286 BANNING RD
City	CINCINNATI
State	OH
Zip	45239-6671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANNING RD 63.83 X 330.09 IRR
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	8300

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	6286 BANNING RD, CINCINNATI, OH 45239-6671
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 19, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Oct 13, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK
Feb 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Oct 12, 1999
Last Transfer Date	May 28, 2002
Transfer Doc	0089222382
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6286 BANNING RD, CINCINNATI, OH 45239-6671
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6286 BANNING RD, CINCINNATI, OH 45239-6671

Mortgage

Document Number	0000089945
Date	Nov 18, 2025
Book Page	15545/247
Instrument	2025-0089945

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6286 BANNING RD, CINCINNATI, OH 45239-6671
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6286 BANNING RD, CINCINNATI, OH 45239-6671

Mortgage

Document Number	0000022975
Date	Apr 6, 2023
Book Page	14889/60
Instrument	2023-0022975

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 5, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6286 BANNING RD, CINCINNATI, OH 45239-6671
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089041
Date	Sep 19, 2022
Book Page	14754/1285
Instrument	2022-0089041

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6286 BANNING RD, CINCINNATI, OH 45239-6671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200105820
Date	Oct 13, 2020
Book Page	14273/572
Instrument	2020-0105820

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6286 BANNING RD, CINCINNATI, OH 45239-6671
Document Number	0000093927
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6286 BANNING RD CINCINNATI OH 452396671, CINCINNATI, OH 45239-6671

Mortgage

Document Number	0000093927
Date	Oct 29, 2019
Book Page	014033/000394
Instrument	93927

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 28, 2044

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6286 BANNING RD, CINCINNATI, OH 45239-6671
Document Number	0000018477
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6286 BANNING RD CINCINNATI OH 452396671, CINCINNATI, OH 45239-6671

Mortgage

Document Number	0000018477
Date	Mar 13, 2019
Book Page	013873/000006
Instrument	18477

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,742.00 (+2.58%) Homeowner's exemption	$54,331 (-) Land $13,171 Building $41,160
2024	$2,673.00 (-3.75%) Homeowner's exemption	$54,331 (-) Land $13,171 Building $41,160
2023	$2,777.00 (+61.45%) Homeowner's exemption	$54,331 (+61.06%) Land $13,171 Building $41,160	$155,230 (+61.06%) Land $37,630 Building $117,600
2022	$1,720.00 Homeowner's exemption	$33,733 Land $10,724 Building $23,009
2020			$96,380 Land $30,640 Building $65,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Nearby Properties on Banning Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures